SPEAKER INDEX    CONTENTS   INSERTS   
BARR            47     48     49     50    144    145    147    148    149  
               150    151    154    163  
BUGLIOSI        76    137    138    150    151    152    154    155    157  
               161    163  
BYRNE          115    136    137    142    162  
COBLE           55     56     57     59     60     65  
CONYERS         57     58     60     61     62     63    114    144    161  
DANIEL J. BRYANT     4  
DAVID YASSKY     4  
GLENN R. SCHMITT     4  
HEWSON         107    112    113    114  
HUTCHINSON      12     51     52     53     54     55  
JACKSON LEE    42     44     45     46  
JULIAN EPSTEIN     3  
KELLY           13     38     39     40     41     42     45     47     48  
                49     50     51     52     56     57     59     60     62  
MCCOLLUM         7     12     26     38     39     40     41     42     46  
                47     50     55     57     58     59     60     61     62  
                63     65     66     70     76     88     93    106    112  
               113    114    135    136    137    138    140    142    144  
               145    149    151    152    154    155    157    161    162  
               163    164  
NICOLE R. NASON     4  
PAUL J. MCNULTY     4  
SAPHOS          88     91     93    136    143    146    147    148    164  
THOMAS E. MOONEY     3  
WARREN          27     41     42     46     47     48     49     50     52  
                53     54     55     62  
ZELDIN          65     66     70     91    140    149    162  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN MCCOLLUM
                                                                 PAGE     7

STATEMENT OF RAYMOND W. KELLY, UNDER SECRETARY OF THE TREASURY FOR ENFORCEMENT, DEPARTMENT OF THE 
TREASURY
                                                                 PAGE    13

STATEMENT OF MARY LEE WARREN, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION
                                                                 PAGE    27

STATEMENT OF MICHAEL F. ZELDIN, PARTNER, PRICE WATERHOUSE
                                                                 PAGE    65

STATEMENT OF VINCENT BUGLIOSI, AUTHOR, THE PHOENIX SOLUTION
                                                                 PAGE    76

STATEMENT OF CHARLES S. SAPHOS, PARTNER, FILA & SAPHOS
                                                                 PAGE    88

STATEMENT OF BRENDAN T. HEWSON, SENIOR VICE PRESIDENT, NATIONSBANK
                                                                 PAGE   107

STATEMENT OF JOHN J. BYRNE, SENIOR COUNSEL AND COMPLIANCE MANAGER, REGULATORY AND TRUST AFFAIRS 
SECTION, GOVERNMENTAL DIVISION, AMERICAN BANKERS ASSOCIATION
                                                                 PAGE   115


INSERTS    SPEAKERS   CONTENTS