SPEAKER INDEX    CONTENTS   INSERTS   
, UNITED STATES CODE   191  
ADDITIONAL GROUNDS FOR APPOINTMENT OF TRUSTEE   145  
ADDITIONAL NOTICE CONCERNING 'INTRODUCTORY RATES   264  
ADDITIONAL TIME PERMITTED FOR FILING TAX RETURNS   164  
ADJUSTMENT OF DOLLAR AMOUNTS   120  
ADMINISTRATIVE EXPENSES   251  
AMENDMENT      150  
AMENDMENTS     154  
AMENDMENTS TO SECTION   155  
AMENDMENTS TO TITLE   191  
ANDREWS          8  
APPLICABILITY   122    242    245  
APPLICABILITY OF CHAPTERS   190  
APPLICABILITY OF MEANS TEST TO CHAPTER    29  
APPLICABILITY OF OTHER PROVISIONS   248  
APPLICATION OF AMENDMENT   121  
APPLICATION OF AMENDMENTS   232    272  
APPOINTMENT   126  
APPOINTMENT OF OMBUDSMAN   237  
APPOINTMENTS   245  
ARMEY            8  
ASSET LIMITATION    77  
AUTHORITY TO APPOINT   237  
AUTOMATIC STAY    76     94    125  
AVOIDANCE OF TRANSFERS   200  
BALDWIN        336    338  
BANKRUPTCY CASES AND PROCEEDINGS   191  
BANKRUPTCY INVESTIGATIONS    51  
BANKRUPTCY PROCEDURES    52  
BARR             8    361    365    366  
BARTON           8  
BEINE          281    326    328    338    339    340    341    342    350  
               351    352    355    356    366    372    373    374  
BENTSEN          8  
BEREUTER         8  
BERKLEY          8  
BOUCHER          8  
BURTON           8  
BUYER            8  
CAMP             8  
CASES          138  
CASES ANCILLARY TO FOREIGN PROCEEDINGS   223  
CASTLE           8  
CERTAIN RIGHTS NOT ENFORCEABLE   204  
CHABOT           8    344    345    346  
CHAPTER         34  
CLAIMS ARISING FROM REJECTION   228  
CLARIFICATION   201  
CLERICAL AMENDMENT    30     39     52    117    137    139    150    152  
               159    189    236    238  
COBLE          373    374    375  
COLLECTION AND DEPOSIT OF MISCELLANEOUS BANKRUPTCY   122  
COMMODITY BROKER LIQUIDATIONS   224  
COMMODITY BROKERS   222  
COMMODITY CONTRACT   195  
COMPENSATION OF OMBUDSMAN   238  
CONDITIONS FOR INTRODUCTORY RATES   265  
CONFIDENTIALITY   238  
CONFIRMATION OF PLAN    29    101    117  
CONFIRMATION OF PLAN FOR REORGANIZATION   244  
CONFIRMATION OF PLAN UNDER CHAPTER    60  
CONFORMING AMENDMENT    81     84     87     89    135    147    165  
               224    232    239  
CONFORMING AMENDMENTS   171    225  
CONSERVATORSHIP   204  
CONSIDERATIONS   269  
CONSTRUCTION   223  
CONSULTATION OF TAX ADVISER   261  
CONTENTS OF PLAN   117    232  
CONYERS        273    300    323    325    329    332    333    334    380  
               424    426    427  
COOKSEY          8  
CRAMER           8  
CREDIT ADVERTISEMENTS   262    263  
CREDIT APPLICATIONS   261    262  
CREDIT IN EXCESS OF FAIR MARKET VALUE   262  
CUNNINGHAM       8  
DAVIS            8  
DEBTOR'S DUTIES    35     79    108  
DEFINITION      26    105    125    203    223  
DEFINITION OF COMMODITY CONTRACT   194  
DEFINITION OF FORWARD CONTRACT   196  
DEFINITION OF QUALIFIED FINANCIAL CONTRACT   193  
DEFINITION OF REPURCHASE AGREEMENT   197  
DEFINITION OF SECURITIES CONTRACT   193  
DEFINITION OF SWAP AGREEMENT   198  
DEFINITION OF TRANSFER   200  
DEFINITIONS    80     98    135    190    206    210    265    267  
DELAHUNT       323    324    325    326    348    349    350    351    454  
               455    456  
DETERMINATION OF TAX LIABILITY   157  
DISAFFIRMANCE OR REPUDIATION OF QUALIFIED FINANCIAL  205  
DISCHARGE       34  
DISCHARGE UNDER CHAPTER   106  
DISCLOSURE     133  
DISCLOSURES    84  
DISCLOSURES RELATED TO LATE PAYMENT DEADLINES AND   268  
DISMISSAL FOR CERTAIN CRIMES    28  
DISMISSAL OR CONVERSION ON FAILURE TO COMPLY   166  
DOCUMENT RETENTION   251  
DOOLEY           8  
DREIER           8  
DUTIES         237  
DUTIES IN CHAPTER   138  
DUTIES OF TRUSTEE UNDER CHAPTER    60     62     63     65  
DUTIES OF TRUSTEES   191  
EDDIE BERNICE JOHNSON     8  
EFFECT OF CONFIRMATION   118  
EFFECTIVE DATE   137    150    155    231    232    248    260    263  
               266    267    268    269    271  
EHRLICH          8  
ENFORCEABILITY OF BILATERAL NETTING CONTRACTS   207  
ENFORCEABILITY OF CLEARING ORGANIZATION NETTING CON  208  
ENFORCEABILITY OF SECURITY AGREEMENTS   208  
ENFORCEMENT    81     87  
ENGLISH          8  
ESTABLISHMENT OF PROCEDURES   153  
EVALUATION      32  
EXAMPLES       271  
EXCEPTION      126    222    265    271  
EXCEPTION FROM STAY   229  
EXCEPTIONS TO DISCHARGE    77  
EXCLUSIONS      78  
EXECUTORY CONTRACTS AND UNEXPIRED LEASES   123  
EXEMPTIONS     119  
EXEMPTIONS FROM CONTEMPORANEOUS EXECUTION REQUIREME  227  
EXPANDED GROUNDS FOR DISMISSAL OR CONVERSION   143  
EXPENSES OF STANDING TRUSTEES   254  
EXTENSION OF CREDIT   270  
EXTENSIONS     247  
FACTORS FOR CONSIDERATION   260  
FILING OF PREPETITION TAX RETURNS REQUIRED FOR PLAN  164  
FINAL REPORTS   151  
FOLEY            8  
FORM OF DISCLOSURE   267  
FORWARD CONTRACT   196  
FRAUDULENT TRANSFERS OF MASTER NETTING AGREEMENTS   220  
FROST            8  
GEKAS            8    326    327    328    329    345    427    437    438  
               439    440    441    484    485    486  
GENERAL PROVISIONS    35  
GENERAL RULE   207    208  
GOODE            8  
GOODLATTE        8    371    372    373  
GRAHAM           8  
GREEN          351    352    446    447    448    453  
GROSS          399    426    440    444    447    452    476    480  
HART           354  
HEALTH CARE BUSINESS DEFINED   233  
HILLEARY         8  
HOLDEN           8  
HOSTETTLER     354    355    356    477    478  
IMPAIRMENT OF CLAIMS OR INTERESTS   124  
IN GENERAL      19     30     32     35     42     51     73     93     97  
               106    116    120    121    126    133    136    148    153  
               158    164    168    171    201    202    209    210    218  
               222    228    232    235    237    238    242    247    254  
               260    262    263    264    266    267    268    269    270  
               271  
INFORMATION   127    134  
INTERNET-BASED APPLICATIONS AND SOLICITATIONS   266  
INTRODUCTORY RATE DISCLOSURES   264  
ISSA           335    457    458    459    460  
JACKSON LEE   367    369    370    473    474    475    476  
JOSTEN         292    323    324    325    334    351    357    358    373  
JR., MICHIGAN     3  
JR., WISCONSIN     2  
KELLY            8  
KLECZKA          8  
LAW ENFORCEMENT    51  
LIABILITY      209  
LIMITATION      40    219  
LIMITATION OF AVOIDANCE POWERS UNDER MASTER NETTING  219  
LIMITATION ON AVOIDABILITY    41  
LINDER           8  
LIQUIDATION, TERMINATION, OR ACCELERATION OF SWAP   221  
LUCAS            8  
MABEY          390    441    442    443    444    446    447    454    455  
               456    477    479    481    482    484  
MALONEY          8  
MENENDEZ         8  
MINIMUM PAYMENT DISCLOSURES   256  
MODIFICATION OF PLAN   118  
MORAN            8  
MYRICK           8  
NADLER         356    357    358    359    360    361    479    480    481  
               482    483  
NETHERCUTT       8  
NON-OPEN END CREDIT EXTENSIONS   262  
NONLIMITATION OF INFORMATION    28  
NORTHUP          8  
NOTE           312    399  
NOTICE          28    107    204  
NOTICE TO QUALIFIED FINANCIAL CONTRACT COUNTERPARTI  203  
OF TITLE       155  
OPEN END CREDIT EXTENSIONS   261  
OTHER SECTIONS OF TITLE   192  
OXLEY            8  
PATIENT AND PATIENT RECORDS DEFINED   234  
PAYMENT        207  
PAYMENT OF AD VALOREM TAXES REQUIRED   162  
PAYMENT OF TAXES AND FEES AS SECURED CLAIMS   163  
PAYMENT OF TAXES REQUIRED   161  
PAYMENTS       102  
PERIODIC REPORTS   152  
PHILIP G. KIKO     3  
PLAN CONTENTS    77  
PROCEDURES     153    191  
PROPERTY OF THE ESTATE   116  
PROPOSAL OF RULES AND FORMS   137  
PRYCE            8  
PURPOSE        134    137  
QUALIFICATIONS   237  
RECEIVERSHIP   204  
RECOMMENDATION    31  
RECORDKEEPING REQUIREMENTS   227  
REDUCTION OF CLAIM    40  
REENACTMENT   232  
REGULATIONS   270  
REGULATORY AUTHORITY   210  
REGULATORY IMPLEMENTATION   260    263    266    267    268    269  
RELATION TO OTHER DISCLOSURE REQUIREMENTS   266  
REPORT          32     89    269    270  
REPORT AND REGULATIONS   252  
REPORT TO CONGRESS   261  
REPORTING REQUIRED   136  
REPORTS        150  
REPURCHASE AGREEMENT   197  
REQUEST FOR PAYMENT OF ADMINISTRATIVE EXPENSE TAXES  162  
REQUIRED INFORMATION   151  
REQUIREMENT RELATING TO INTERESTS IN PROPERTY   118  
REQUIREMENTS RELATING TO VALUE OF PROPERTY   117  
RESTORING THE FOUNDATION FOR SECURED CREDIT    97  
RIGHTS AGAINST RECEIVER AND TREATMENT OF BRIDGE BAN  204  
RIGHTS AND POWERS OF THE TRUSTEE   250  
ROTHMAN          8  
ROYCE            8  
RULE OF CONSTRUCTION   234    245  
RULES          150  
RULES FOR OBJECTIONS TO CLAIMS AND TO CONFIRMATION   166  
SALE OF PROPERTY OF ESTATE   244  
SCARBOROUGH   375    376  
SCHIFF         348  
SCOTT          442    443    444    445  
SECURITIES CONTRACT   193  
SECURITIES CONTRACTS, COMMODITY CONTRACTS, AND FORW  225  
SELECTION OF DISTRICTS    32  
SENSE OF CONGRESS    30  
SENSE OF THE CONGRESS   251  
SENSENBRENNER     8    272    273    276    279    281    292    300  
               312    315    322    323    326    329    334    335    336  
               338    340    342    343    347    348    351    352    354  
               356    360    361    362    367    369    370    373    375  
               377    378    379    380    382    385    386    390    393  
               399    402    411    414    424    427    440    441    445  
               446    454    457    460    461    472    476    477    479  
               483    486  
SETOFF         225  
SHORT TITLE     9    245  
SILVERS        411    414    453    459  
SIMPSON          8  
SISISKY          8  
SMITH            8    338    339    340    379  
SPECIAL NOTICE PROVISIONS   233  
SPECIFIC REQUIREMENT   210  
ST SESSION       8    378  
STANDARDS      271  
STOCKBROKER LIQUIDATIONS   224  
STOPPING ABUSIVE CONVERSIONS FROM CHAPTER   100  
STRAUSS        301    328    333    334    343    346    348    349    368  
               369    376  
STUDY           30     89    106    270  
STUDY OF FINANCIAL DISCLOSURES   260  
STUDY REQUIRED   252  
STUMP            8  
SUNUNU           8  
SWAP AGREEMENT   198  
SWEENEY          8  
TABLE OF CONTENTS     9  
TAUSCHER         8  
TAX DEDUCTIBILITY   261  
TECHNICAL AMENDMENT RELATING TO MUNICIPALITIES   147  
TECHNICAL AMENDMENTS   248  
TECHNICAL AND CONFORMING AMENDMENT   201  
TECHNICAL AND CONFORMING AMENDMENTS   255  
TEMPORARY JUDGESHIPS   245  
TERMINATION OR ACCELERATION OF COMMODITIES OR FORWA  221  
TERMINATION OR ACCELERATION OF REPURCHASE AGREEMENT  221  
TERMINATION OR ACCELERATION OF SECURITIES CONTRACTS  220  
TERRY            8  
TEST            32  
TH CONGRESS     8    378  
TIMELY FILED CLAIMS   166  
TODD R. SCHULTZ     3  
TRANSFER       200  
TRANSFER OF PROPERTY   244  
TRANSFER OF QUALIFIED FINANCIAL CONTRACTS   202  
TRAPP          382    385    425    437    438    439    440    457    458  
               459    473    474    475    481  
TREATMENT OF BRIDGE BANKS   205  
TREATMENT OF CERTAIN LIENS   156  
TREATMENT OF MASTER AGREEMENT AS ONE AGREEMENT   206  
TREATMENT OF QUALIFIED FINANCIAL CONTRACTS   200  
U.S.C          155  
UNITED STATES TRUSTEE AND BANKRUPTCY ADMINISTRATOR    26  
UNITED STATES TRUSTEE SYSTEM FUND   122  
UPTON            8  
USE             32  
VACANCIES      247  
VENUE OF CASES ANCILLARY TO FOREIGN PROCEEDINGS   191  
WALKAWAY CLAUSE DEFINED   201  
WALKAWAY CLAUSES NOT EFFECTIVE   201  
WALLACE        313    327    332    333    337    344    345    359    371  
               372  
WATERS         352  
WATT           340    341    342    343    346    347    348    349    483  
               484    485    486  
WELDON           8  
WELLER           8  
WHO MAY BE A DEBTOR    32  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN SENSENBRENNER
                                                                 PAGE     8

TESTIMONY OF KENNETH H. BEINE, PRESIDENT, SHORELINE CREDIT UNION, REPRESENTING THE CREDIT UNION 
NATIONAL ASSOCIATION
                                                                 PAGE   281

TESTIMONY OF BRUCE JOSTEN, EXECUTIVE VICE PRESIDENT FOR GOVERNMENT AFFAIRS, U.S. CHAMBER OF 
COMMERCE
                                                                 PAGE   292

TESTIMONY OF PHILIP L. STRAUSS, PRINCIPAL ATTORNEY, SAN FRANCISCO DEPARTMENT OF CHILD SUPPORT 
SERVICES, REPRESENTING THE CALIFORNIA DISTRICT ATTORNEYS ASSOCIATION AND THE CALIFORNIA FAMILY 
SUPPORT COUNCIL AND THE NATIONAL CHILD SUPPORT ENFORCEMENT ASSOCIATION
                                                                 PAGE   301

TESTIMONY OF GEORGE WALLACE, ECKERT, SEAMANS, CHERIN & MELLOT, REPRESENTING THE COALITION FOR 
RESPONSIBLE BANKRUPTCY LAWS
                                                                 PAGE   313

OPENING STATEMENT OF CHAIRMAN SENSENBRENNER
                                                                 PAGE   377

TESTIMONY OF CHARLES TRAPP, PLANTATION, FL
                                                                 PAGE   382

TESTIMONY OF RALPH MABEY, ESQ., LeBOEF, LAMB, GREENE & MacRAE, REPRESENTING THE NATIONAL 
BANKRUPTCY CONFERENCE, SALT LAKE CITY, UT
                                                                 PAGE   390

TESTIMONY OF PROFESSOR KAREN GROSS, NEW YORK LAW SCHOOL, NEW YORK, NY
                                                                 PAGE   399

TESTIMONY OF DAMON SILVERS, ESQ., OFFICE OF THE GENERAL COUNSEL, AFL-CIO, WASHINGTON, DC
                                                                 PAGE   411


INSERTS    SPEAKERS   CONTENTS