SPEAKER INDEX CONTENTS INSERTS BACHUS 10 85 86 87 88 89 90 BRADLEY S. CLANTON 4 CHABOT 6 10 14 16 17 19 20 22 24 27 28 46 52 70 78 79 80 81 85 89 91 93 94 98 DAVID LACHMANN 4 FRANK 11 GOODLATTE 20 92 94 95 96 97 HOSTETTLER 91 92 93 94 HUTCHINSON 18 JONATHAN A. VOGEL 4 JR., WISCONSIN 2 KOBIL 25 27 28 79 81 86 87 90 91 92 93 94 95 LICHTMAN 47 79 81 84 88 91 92 96 97 LOVE 53 80 81 85 86 87 88 89 91 93 94 96 97 NADLER 9 24 81 82 83 84 85 89 90 PAUL B. TAYLOR 4 PHILIP G. KIKO 3 RAUL 71 78 82 83 88 95 SCOTT 16 17 SMITH 14 TODD R. SCHULTZ 3 WATT 19 CONTENTS SPEAKERS INSERTS STATEMENT OF DANIEL T. KOBIL PAGE 25 STATEMENT OF ALLAN J. LICHTMAN PAGE 46 STATEMENT OF MARGARET COLGATE LOVE PAGE 53 STATEMENT OF ALAN CHARLES RAUL PAGE 71 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING