SPEAKER INDEX    CONTENTS   INSERTS   
BALDWIN         15  
BARR             8     13     14     15     16     18     22     35     38  
                85     89     99    102    111    112    113    114    119  
               121    127    131    139    140  
CALIFORNIA MEDICAL MALPRACTICE INSURANCE STUDY    96  
DOROSHOW        36    112    113    114    128    129  
FLAKE          127    128    129    130    131  
GEKAS           13    119    120    121  
JR., WISCONSIN     2  
NADLER          16    122    123    125    126    127  
PALMISANO       20    117    118    130    131    132    133    134    135  
               138    140  
PATRICIA DEMARCO     4  
PERRY H. APELBAUM     3  
PHILIP G. KIKO     3  
PRELIMINARY REPORT    95  
RAYMOND V. SMIETANKA     4  
SMARR           99    111    112    119    121    122    123    124    125  
               126    129    136    137    139  
STEPHANIE MOORE     4  
SUSAN JENSEN-CONKLIN     4  
WALTERS         85    115    116    120    121  
WATERS          14    131    132    133    134    135    136    137    138  
               139    140  
WATT            11    114    116    117    118    119  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF DONALD J. PALMISANO, M.D., J.D., SECRETARY-TREASURER OF THE AMERICAN MEDICAL 
ASSOCIATION
                                                                 PAGE    20

STATEMENT OF JOANNE DOROSHOW, EXECUTIVE DIRECTOR, CENTER FOR JUSTICE AND DEMOCRACY
                                                                 PAGE    35

STATEMENT OF DANIELLE WALTERS, EXECUTIVE VICE PRESIDENT, CALIFORNIANS ALLIED FOR PATIENT PROTECTION
                                                                 PAGE    85

STATEMENT OF LAWRENCE E. SMARR, PRESIDENT, PHYSICIAN INSURERS ASSOCIATION OF AMERICA
                                                                 PAGE    99


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING