SPEAKER INDEX    CONTENTS   INSERTS   
APFEL           40     58     62  
ART ARTHUR       4  
BARNHART        18     47     50     53     54     55     56     57     59  
                60     61     63     64     66     67     71     72     73  
                74     78     79  
BLACKBURN       67     68     69     70     71     75     76     77  
BOVBJERG        28     48     57     68     69     74     75     76  
CINDY BLACKSTON     4  
FLAKE           52     53     54     55     56     57  
GEORGE FISHMAN     4  
HOSTETTLER       7     15     20     27     31     34     40     43     47  
                48     50     51     52     58     59     67     70     71  
                72     73     74     79  
JACKSON LEE    11     59     61     62     63     64     66  
MOWBRAY         31     49     51     53     57     64     70     77     78  
NOLAN RAPPAPORT     4  
PERRY H. APELBAUM     3  
PHILIP G. KIKO     3  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF JO ANNE BARNHART, COMMISSIONER, SOCIAL SECURITY ADMINISTRATION
                                                                 PAGE    18

STATEMENT OF BARBARA D. BOVBJERG, DIRECTOR, EDUCATION, WORKFORCE, AND INCOME SECURITY ISSUES, 
GENERAL ACCOUNTING OFFICE
                                                                 PAGE    28

STATEMENT OF JOEL MOWBRAY, INVESTIGATIVE JOURNALIST
                                                                 PAGE    31

STATEMENT OF KENNETH S. APFEL, LBJ SCHOOL OF PUBLIC AFFAIRS, THE UNIVERSITY OF TEXAS AT AUSTIN
                                                                 PAGE    40


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING