SPEAKER INDEX CONTENTS INSERTS BARRY C. BERINGER 55 BARTLETT 35 37 38 39 48 DAVIDSON 6 19 20 27 31 35 43 46 GORDON 3 40 41 42 44 51 GUTKNECHT 5 JOYCE 8 KATZ 6 15 17 28 33 42 46 MARSH 6 7 8 26 27 29 30 31 35 40 45 46 49 50 51 MCHALE 44 45 46 47 MORELLA 1 5 6 7 8 12 15 17 19 20 23 26 27 28 29 30 31 32 33 34 35 40 42 43 44 47 48 49 50 51 NEUMANN 6 23 28 30 32 34 37 39 41 43 46 PATRICIA S. SCHWARTZ 55 ROBERT E. PALMER 55 STEVENSON 6 12 28 33 35 41 45 TODD R. SCHULTZ 55 VIVIAN A. TESSIERI 55 CONTENTS SPEAKERS INSERTS TESTIMONY OF ROBERT T. MARSH, CHAIRMAN, PRESIDENT'S COMMISSION ON CRITICAL INFRASTRUCTURE PROTECTION, WASHINGTON, DC PAGE 7 TESTIMONY OF RUSSELL B. STEVENSON, JR., ESQ., GENERAL COUNSEL, CYBERCASH, INC, RESTON, VA PAGE 12 STATEMENT OF STEPHEN R. KATZ, CHIEF INFORMATION SECURITY OFFICER, CITIBANK, NEW YORK, NY PAGE 15 TESTIMONY OF GLENN DAVIDSON, EXECUTIVE VICE PRESIDENT, COMPUTER AND COMMUNICATION INDUSTRY ASSOCIATION, WASHINGTON, DC PAGE 19 TESTIMONY OF PETER G. NEUMANN, PRINCIPAL SCIENTIST, COMPUTER SCIENCE LABORATORY, SRI INTERNATIONAL, MENLO PARK, CA PAGE 23 INSERTS SPEAKERS CONTENTS