SPEAKER INDEX    CONTENTS   INSERTS   
BARRY C. BERINGER    55  
BARTLETT        35     37     38     39     48  
DAVIDSON         6     19     20     27     31     35     43     46  
GORDON           3     40     41     42     44     51  
GUTKNECHT        5  
JOYCE            8  
KATZ             6     15     17     28     33     42     46  
MARSH            6      7      8     26     27     29     30     31     35  
                40     45     46     49     50     51  
MCHALE          44     45     46     47  
MORELLA          1      5      6      7      8     12     15     17     19  
                20     23     26     27     28     29     30     31     32  
                33     34     35     40     42     43     44     47     48  
                49     50     51  
NEUMANN          6     23     28     30     32     34     37     39     41  
                43     46  
PATRICIA S. SCHWARTZ    55  
ROBERT E. PALMER    55  
STEVENSON        6     12     28     33     35     41     45  
TODD R. SCHULTZ    55  
VIVIAN A. TESSIERI    55  

CONTENTS    SPEAKERS   INSERTS   
TESTIMONY OF ROBERT T. MARSH, CHAIRMAN, PRESIDENT'S COMMISSION ON CRITICAL INFRASTRUCTURE 
PROTECTION, WASHINGTON, DC 
                                                                 PAGE     7

TESTIMONY OF RUSSELL B. STEVENSON, JR., ESQ., GENERAL COUNSEL, CYBERCASH, INC, RESTON, VA
                                                                 PAGE    12

STATEMENT OF STEPHEN R. KATZ, CHIEF INFORMATION SECURITY OFFICER, CITIBANK, NEW YORK, NY
                                                                 PAGE    15

TESTIMONY OF GLENN DAVIDSON, EXECUTIVE VICE PRESIDENT, COMPUTER AND COMMUNICATION INDUSTRY 
ASSOCIATION, WASHINGTON, DC 
                                                                 PAGE    19

TESTIMONY OF PETER G. NEUMANN, PRINCIPAL SCIENTIST, COMPUTER SCIENCE LABORATORY, SRI 
INTERNATIONAL, MENLO PARK, CA
                                                                 PAGE    23


INSERTS    SPEAKERS   CONTENTS