SPEAKER INDEX CONTENTS INSERTS APPENDIX 4 BUYER 7 10 13 16 17 18 20 22 23 24 26 28 29 30 31 32 34 35 36 37 38 39 40 41 43 46 47 48 49 50 51 52 59 60 61 62 65 66 67 68 69 71 72 73 74 CURL 17 18 31 DOCUMENTS SUBMITTED FOR THE RECORD 6 DRUDGE 22 23 24 25 26 28 29 31 39 HEARING 4 HOSTETLER 9 25 26 31 32 53 54 55 56 57 58 59 67 69 70 71 75 HUFF 20 29 30 33 37 KELLEY 41 48 49 50 51 54 57 58 59 62 63 65 66 67 68 69 71 MOUSE 43 47 48 50 51 52 55 56 60 61 62 63 66 68 69 70 71 72 74 75 PREPARED STATEMENTS 5 QUESTIONS AND ANSWERS SUBMITTED FOR THE RECORD 6 RYAN 11 13 16 17 33 34 35 36 37 38 RYUN 10 32 33 34 36 37 38 59 60 61 62 63 71 73 STIERS 26 WINN 68 CONTENTS SPEAKERS INSERTS OPENING STATEMENT OF HON. STEVE BUYER, A REPRESENTATIVE FROM INDIANA, CHAIRMAN, MILITARY PERSONNEL SUBCOMMITTEE PAGE 7 STATEMENT OF COL. JOSEPH RYAN, U.S. ARMY, (RET.) PAGE 11 STATEMENT OF SENIOR MSGT. DAVID CURL, U.S. AIR FORCE, (RET.) PAGE 17 STATEMENT OF MSGT. TED HUFF, U.S. AIR FORCE, (RET.) PAGE 20 STATEMENT OF SGT. FIRST CLASS DENNIS DRUDGE, ARMY NATIONAL GUARD PAGE 22 STATEMENT OF TECHNICAL SGT. KATHLEEN E. STIERS, U.S. AIR FORCE RESERVE TECHNICIAN PAGE 26 STATEMENT OF BRIG. GEN. JOSEPH E. KELLEY, U.S. AIR FORCE, LEAD AGENT, REGION FIVE, TRICARE PAGE 41 STATEMENT OF MR. RAYMOND L. MOUSE, REGIONAL VICE PRESIDENT ANTHEM ALLIANCE HEALTH INSURANCE COMPANY PAGE 43 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING