SPEAKER INDEX CONTENTS INSERTS ABELL 11 29 37 41 42 43 44 46 56 57 58 63 64 71 72 73 APPENDIX 3 BORDALLO 65 67 69 DOCUMENTS SUBMITTED FOR THE RECORD 6 DOWNS 25 27 32 38 48 51 FROST 14 27 33 36 44 47 52 55 61 62 HEARING 3 JOHNSON 78 98 107 109 110 LOKOVIC 91 105 MAGUIRE 19 30 31 38 45 49 52 66 67 MCHUGH 7 10 14 17 18 22 24 25 27 28 30 31 32 34 35 36 37 38 44 53 54 59 65 69 72 73 74 78 83 87 91 95 98 99 100 102 103 104 105 107 108 109 110 MEEHAN 60 61 62 63 64 65 OLDING 84 96 98 PREPARED STATEMENTS 5 QUESTIONS AND ANSWERS SUBMITTED FOR THE RECORD 6 RAEZER 87 95 99 105 107 109 SANCHEZ 54 56 57 58 59 SCHROCK 45 47 48 49 50 51 52 53 54 103 104 SNYDER 10 38 39 40 41 42 43 44 102 STANLEY 75 101 102 108 109 110 WIEDEMER 22 34 35 39 40 64 68 CONTENTS SPEAKERS INSERTS OPENING STATEMENT OF HON. JOHN M. MCHUGH, A REPRESENTATIVE FROM NEW YORK, CHAIRMAN, TOTAL FORCE SUBCOMMITTEE PAGE 7 STATEMENT OF HON. VIC SNYDER, A REPRESENTATIVE FROM ARKANSAS, RANKING MEMBER, TOTAL FORCE SUBCOMMITTEE PAGE 9 STATEMENT OF CHARLES S. ABELL, PRINCIPAL DEPUTY UNDER SECRETARY OF DEFENSE, PERSONNEL AND READINESS PAGE 11 STATEMENT OF MAJ. GEN. KATHRYN FROST, USA, COMMANDER, ARMY AND AIR FORCER EXCHANGE SERVICE COMMAND PAGE 14 STATEMENT OF REAR ADM. WILLIAM J. MAGUIRE, SUPPLY CORPS, U.S. NAVY, COMMANDER, NAVY EXCHANGE SERVICE COMMAND PAGE 18 STATEMENT OF MAJ. GEN. MICHAEL P. WIEDEMER, USAF, DIRECTOR, DEFENSE COMMISSARY AGENCY PAGE 22 STATEMENT OF MICHAEL P. DOWNS, DIRECTOR, PERSONAL AND FAMILY READINESS DIVISION HEADQUARTERS, U.S. MARINE CORPS PAGE 25 STATEMENT OF BILL STANLEY, CHAIRMAN OF THE BOARD, AMERICAN LOGISTICS ASSOCIATION PAGE 74 STATEMENT OF C. LLOYD JOHNSON, CHAIRMAN OF THE BOARD, ARMED FORCES MARKETING COUNCIL PAGE 78 STATEMENT OF JOSEPH OLDING, PRESIDENT, COMMISSARY DIVISION OF WEBCO PAGE 83 STATEMENT OF JOYCE RAEZER, DIRECTOR, GOVERNMENT RELATIONS, NATIONAL MILITARY FAMILY ASSOCIATION PAGE 87 STATEMENT OF CHIEF MASTER SGT. JAMES E. LOKOVIC, DIRECTOR, MILITARY AND GOVERNMENT RELATIONS, AIR FORCE SERGEANTS ASSOCIATION PAGE 91 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING