SPEAKER INDEX    CONTENTS   INSERTS   
ABELL           39     49     50     51     54     56     57     58     61  
                62     66     67  
ANDREWS         32     54     56     58     91     92     93     94     95  
                96     97     98     99    100  
APPENDIX         4  
BARNES          12     26     29     30     33     34     35     36  
BARTLETT         8     15     18     25     28     32     34     35     36  
                37     41     43     45     46     48     53     54     58  
                60     65     66     67     68     69     70     71     73  
                74     76     77     78     87     90    100    101    102  
               103    104    105    107    108    111    114    116    120  
               121    122    123    124    125    126    127    128    129  
               130  
BROWN          112    118    119    120    125  
COLE            47     49     63     67  
COURTER         71     80     81     82     84     85     86     88     89  
                90     91     92     93     94     95     96     97     98  
                99    100    101    102  
DAVIS           32     33     34     60     61     62     63     64     65  
DOCUMENTS SUBMITTED FOR THE RECORD     8  
DOWNS           77    103    107    119    123    127  
FORBES          35     59     60  
HEARING          3  
MAAS            74    102  
MAHAN           41     49     52     59     67  
MOLINO         105    120    121    122    127    128    130  
MYERS          114    117    124  
ORITZ          100  
PARKS           45     49     69     70     71  
PREPARED STATEMENTS     6  
QUESTIONS AND ANSWERS SUBMITTED FOR THE RECORD     8  
RAEZER          21     25     28     31     32     33     64     65  
ROHRBOUGH       18     27     30     36  
SCHROCK         29     30     31     32     53     54     87     88     89  
                90    120    121    127  
TAGUBA         109    117    118    124  
UNDERWOOD       15     25     26     27     28     48     49     50     51  
                52     53     77     79     80     81     83     85     86  
                87    101    116    117    118    119  
WAX             73  
ZETTLER         43     49     51     52     68     69  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF HON. ROSCOE G. BARTLETT, A REPRESENTATIVE FROM MARYLAND, CHAIRMAN, SPECIAL 
OVERSIGHT PANEL ON MORALE, WELFARE AND RECREATION
                                                                 PAGE     8

STATEMENT OF JOSEPH L. BARNES, DIRECTOR OF LEGISLATIVE PROGRAMS, FLEET RESERVE ASSOCIATION
                                                                 PAGE    12

STATEMENT OF HON. ROBERT A. UNDERWOOD, A REPRESENTATIVE FROM GUAM, RANKING MEMBER, SPECIAL 
OVERSIGHT PANEL ON MORALE, WELFARE AND RECREATION
                                                                 PAGE    15

STATEMENT OF COL. FRANK G. ROHRBOUGH, USAF (RET.) DEPUTY DIRECTOR, GOVERNMENT RELATIONS, THE 
RETIRED OFFICERS ASSOCIATION
                                                                 PAGE    18

STATEMENT OF JOYCE RAEZER, DIRECTOR OF GOVERNMENT RELATIONS, NATIONAL MILITARY FAMILY ASSOCIATION
                                                                 PAGE    21

STATEMENT OF HON. CHARLES S. ABELL, ASSISTANT SECRETARY OF DEFENSE FOR FORCE MANAGEMENT POLICY
                                                                 PAGE    39

STATEMENT OF LT. GEN. CHARLES S. MAHAN JR., USA, DEPUTY CHIEF OF STAFF FOR LOGISTICS, U.S. ARMY
                                                                 PAGE    41

STATEMENT OF  LT. GEN. MICHAEL E. ZETTLER, USAF, DEPUTY CHIEF OF STAFF FOR INSTALLATIONS AND 
LOGISTICS, U.S. AIR FORCE
                                                                 PAGE    43

STATEMENT OF LT. GEN. GARRY L. PARKS, DEPUTY COMMANDANT FOR MANPOWER AND RESERVE AFFAIRS, U.S. 
MARINE CORPS
                                                                 PAGE    45

STATEMENT OF REAR ADM. CHRISTOPHER W. COLE, DIRECTOR, ASHORE READINESS DIVISION, U.S. NAVY
                                                                 PAGE    46

STATEMENT OF MAJ. GEN. ROBERT J. COURTER, DIRECTOR, DEFENSE COMMISSARY AGENCY, U.S. AIR FORCE
                                                                 PAGE    71

STATEMENT OF MAJ. GEN. CHARLES J. WAX, COMMANDER, ARMY AND AIR FORCE EXCHANGE SERVICE, U.S. AIR 
FORCE
                                                                 PAGE    73

STATEMENT OF REAR ADM. STEVEN W. MAAS, COMMANDER, NAVY EXCHANGE SERVICE COMMAND, U.S. NAVY
                                                                 PAGE    74

STATEMENT OF BRIG. GEN. MICHAEL P. DOWNS (BG USMC, RET.) DIRECTOR, PERSONNEL AND FAMILY READINESS 
DIVISION, USMC
                                                                 PAGE    77

STATEMENT OF JOHN M. MOLINO, DEPUTY ASSISTANT SECRETARY OF DEFENSE FOR MILITARY COMMUNITY AND 
FAMILY POLICY
                                                                 PAGE   105

STATEMENT OF BRIG. GEN. MICHAEL P. DOWNS, (RET.) DIRECTOR, PERSONNEL AND FAMILY READINESS 
DIVISION, USMC
                                                                 PAGE   107

STATEMENT OF BRIG. GEN. ANTONIO M. TAGUBA, USA, COMMANDING GENERAL, U.S. ARMY COMMUNITY AND FAMILY 
SUPPORT CENTER
                                                                 PAGE   109

STATEMENT OF REAR ADM. ANNETTE E. BROWN, USN, ASSISTANT COMMANDER, NAVY PERSONNEL COMMAND
                                                                 PAGE   112

STATEMENT OF ARTHUR J. MYERS, DIRECTOR, AIR FORCE SERVICES
                                                                 PAGE   114


INSERTS    SPEAKERS   CONTENTS