SPEAKER INDEX    CONTENTS   INSERTS   
ABELL           15     29     30     31     32     39     41     55     56  
                57     59     60     61     65  
APPENDIX         3  
COOPER          50     51     52     53  
DOCUMENTS SUBMITTED FOR THE RECORD     6  
DOWNS           26     33     37     46  
FROST           19     36     48     50     51     52     53  
HEARING          3  
MAGUIRE         21     34     47  
MCHUGH           7     11     13     17     18     19     20     22     26  
                28     30     32     33     34     36     37     38     39  
                40     42     49     50     54     61     63     64     65  
                66  
MEEHAN          11     40     41     42  
PREPARED STATEMENTS     5  
QUESTIONS AND ANSWERS SUBMITTED FOR THE RECORD     6  
SCHROCK         42     47     49  
SNYDER          54     55     56     57     58     60     61  
WIEDEMER        23     37     62     63  
ZETTLER         17     38     42     48     64  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF HON. JOHN M. MCHUGH, A REPRESENTATIVE FROM NEW YORK, CHAIRMAN, TOTAL FORCE 
SUBCOMMITTEE
                                                                 PAGE     7

STATEMENT OF HON. MARTY MEEHAN, A REPRESENTATIVE FROM MASSACHUSETTS
                                                                 PAGE    11

STATEMENT OF HON. CHARLES S. ABELL, PRINCIPAL DEPUTY UNDER SECRETARY OF DEFENSE FOR PERSONNEL AND 
READINESS
                                                                 PAGE    15

STATEMENT OF LT. GEN. MICHAEL E. ZETTLER, USAF, CHAIRMAN, DEPARTMENT OF DEFENSE COMMISSARY 
OPERATING BOARD, DEPUTY CHIEF OF STAFF FOR INSTALLATIONS AND LOGISTICS HEADQUARTERS USAF
                                                                 PAGE    17

STATEMENT OF MAJ. GEN. KATHRYN G. FROST, USA, COMMANDER, ARMY AND AIR FORCE EXCHANGE SERVICE 
COMMAND
                                                                 PAGE    19

STATEMENT OF REAR ADM. WILLIAM J. MAGUIRE, SUPPLY CORPS, U.S. NAVY, COMMANDER, NAVY EXCHANGE 
SERVICE COMMAND
                                                                 PAGE    21

STATEMENT OF MAJ. GEN. MIKE WIEDEMER, USAF, DIRECTOR, DEFENSE COMMISSARY AGENCY
                                                                 PAGE    23

STATEMENT OF MICHAEL P. DOWNS, DIRECTOR, PERSONNEL AND FAMILY READINESS DIVISION, HEADQUARTERS, 
U.S. MARINE CORPS
                                                                 PAGE    26


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING