SPEAKER INDEX    CONTENTS   INSERTS   
ANDREWS         86     87     88     89  
APPENDIX         4  
BARNES          68     75     76     81     87  
BARTLETT         7     10     14     17     19     20     23     27     31  
                37     44     46     48     49     51     52     53     54  
                55     57     67     68     71     75     76     77     78  
                82     83     84     86     90     91  
BROWN           17     33     39     49     50     60     65  
CHAMBLISS       31     36  
DOCUMENTS SUBMITTED FOR THE RECORD     5  
HEARING          3  
MCGINN          11     24     26     27     28     36     46     53     57  
                65  
MYERS           19     25     28     30     31     32     41     42     43  
                47     49     59     62     63  
ORTIZ           28     30     31  
PREPARED STATEMENTS     5  
QUESTIONS AND ANSWERS SUBMITTED FOR THE RECORD     6  
RAEZER          71     77     78     82     83     84     85     87     88  
                89     90  
RILEY           37     39     40     41     42     43     44  
TAGUBA          15     26     29     34     38     42     43     46     50  
                54     60     64  
THARRINGTON    20     23     35     40     51     55     61     62     66  
UNDERWOOD        9     23     24     25     26     27     58     61     62  
                63     64     65     66     67  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF HON. ROSCOE G. BARTLETT, A REPRESENTATIVE FROM MARYLAND, CHAIRMAN, SPECIAL 
OVERSIGHT PANEL ON MORALE, WELFARE AND RECREATION
                                                                 PAGE     7

STATEMENT OF HON. ROBERT A. UNDERWOOD, A REPRESENTATIVE FROM GUAM, RANKING MEMBER, SPECIAL 
OVERSIGHT PANEL ON MORALE, WELFARE AND RECREATION
                                                                 PAGE     8

STATEMENT OF GAIL MCGINN, ACTING ASSISTANT SECRETARY OF DEFENSE, FORCE MANAGEMENT POLICY
                                                                 PAGE    11

STATEMENT OF BRIG. GEN. ANTONIO M. TAGUBA, U.S. ARMY, COMMANDING GENERAL, COMMUNITY AND FAMILY 
SUPPORT CENTER
                                                                 PAGE    15

STATEMENT OF REAR ADM. ANNETTE E. BROWN, U.S. NAVY, ASSISTANT COMMANDER, NAVY PERSONNEL COMMAND
                                                                 PAGE    17

STATEMENT OF ARTHUR MYERS, DIRECTOR, AIR FORCE SERVICES
                                                                 PAGE    19

STATEMENT OF MICHAEL THARRINGTON, DEPUTY DIRECTOR, PERSONNEL AND FAMILY READINESS, U.S. MARINE 
CORPS
                                                                 PAGE    20

STATEMENT OF JOSEPH L. BARNES, DIRECTOR OF LEGISLATIVE PROGRAMS, FLEET RESERVE ASSOCIATION
                                                                 PAGE    68

STATEMENT OF JOYCE RAEZER, ASSOCIATE DIRECTOR OF GOVERNMENT RELATIONS, NATIONAL MILITARY FAMILY 
ASSOCIATION
                                                                 PAGE    71


INSERTS    SPEAKERS   CONTENTS