SPEAKER INDEX CONTENTS INSERTS DALY 2 3 HUNTER 2 3 5 6 7 8 11 12 13 14 16 18 20 21 23 24 25 KERN 6 7 8 10 11 12 15 17 18 20 21 24 25 MARTIN 4 8 12 13 14 16 19 23 24 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING