SPEAKER INDEX    CONTENTS   INSERTS   
DOLLARHIDE      26  
EGAN            16     17     19     20     21     23     25     26  
FILNER           1      4  
FRASURE         10  
HAYWORTH        26  
JAYNE           16     21     22     23     24  
MASCARA          5     13     14     15     16     23     24     25  
PEDIGO          16     21  
QUINN            1      4      5      6      8     10     11     13     15  
                16     19     20     21     22     23     24     25     26  
RHEA            11     14     24     25  
RODRIGUEZ        5  
THOMAS           6     13     14     15  
VITIKACS         8     14  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN QUINN
                                                                 PAGE     1

OPENING STATEMENT OF HON. BOB FILNER
                                                                 PAGE     4

STATEMENTS OF HARLEY THOMAS, ASSOCIATE LEGISLATIVE DIRECTOR, PARALYZED VETERANS OF AMERICA; JOHN 
VITIKACS, ASSISTANT DIRECTOR FOR RESOURCE DEVELOPMENT, NATIONAL VETERANS' AFFAIRS AND 
REHABILITATION COMMISSION, THE AMERICAN LEGION; BILL FRASURE, LEGISLATIVE SPECIAL ASSISTANT, 
VETERANS OF FOREIGN WARS; AND LARRY RHEA, DEPUTY DIRECTOR OF LEGISLATIVE AFFAIRS, NON COMMISSIONED 
OFFICERS ASSOCIATION
                                                                 PAGE     6

STATEMENT OF HARLEY THOMAS
                                                                 PAGE     6

STATEMENT OF JOHN VITIKACS
                                                                 PAGE     8

STATEMENT OF BILL FRASURE
                                                                 PAGE    10

STATEMENT OF LARRY D. RHEA
                                                                 PAGE    11

STATEMENT OF NORA EGAN, DEPUTY UNDER SECRETARY FOR MANAGEMENT, VETERANS BENEFITS ADMINISTRATION, 
DEPARTMENT OF VETERANS AFFAIRS; ACCOMPANIED BY CELIA DOLLARHIDE, DIRECTOR, EDUCATION SERVICE, 
DEPARTMENT OF VETERANS AFFAIRS; KEITH PEDIGO, DIRECTOR, LOAN GUARANTY SERVICE; AND WILLIAM JAYNE, 
DIRECTOR, STATE CEMETERY GRANTS SERVICE, DEPARTMENT OF VETERANS AFFAIRS
                                                                 PAGE    17

STATEMENT OF NORA EGAN
                                                                 PAGE    17


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING