SPEAKER INDEX    CONTENTS   INSERTS   
ARMSTRONG       24  
AULT            19     28  
BRUCE           26  
CHAIRMAN         1      2      3      4      6      9     12     13     16  
                17     18     21     22     24     26     28     31     34  
                35     37     39     40     41     43     46     48     49  
                50     51     52  
COOKSEY         48     49     50     51  
EVANS            2     13  
KREBS           40  
KUSIAK           3      4     16     17  
LEZY            37     39  
MCKINNEY         7  
MOZLEY          31  
OLANOFF         44     50     51  
OUELLETTE       42     51  
RAEZER          29  
SNYDER          13  
SURRATT         46     49     50  
THOMPSON        36     40  
TIMPANO         21     22  
WARD            34  
WILLICK          9     12     13     18  

CONTENTS    SPEAKERS   INSERTS   
STATEMENTS OF PATRICK J. KUSIAK, LEGAL CONSULTANT TO THE RETIRED OFFICERS ASSOCIATION; C.A. 
''MACK'' MCKINNEY, LEGISLATIVE COUNSEL, FLEET RESERVE ASSOCIATION, AND MARSHAL S. WILLICK, 
ATTORNEY, AMERICAN BAR ASSOCIATION
                                                                 PAGE     3

STATEMENT OF PATRICK J. KUSIAK
                                                                 PAGE     3

STATEMENT OF C.A. ''MACK'' MCKINNEY
                                                                 PAGE     7

STATEMENT OF MARSHAL S. WILLICK
                                                                 PAGE     9

STATEMENT OF FRANK AULT, EXECUTIVE DIRECTOR, AMERICAN RETIREES ASSOCIATION; ACCOMPANIED BY COLLEEN 
M. TIMPANO, HOSPITALMAN, FIRST CLASS, U.S. NAVY (RET.); MAJ. NEITA ARMSTRONG, U.S. MARINE CORPS, 
AND PATRICIA BRUCE, NATIONAL DIRECTOR, WOMEN IN SEARCH OF EQUITY
                                                                 PAGE    19

STATEMENT OF FRANK AULT
                                                                 PAGE    19

STATEMENT OF COLLEEN M. TIMPANO
                                                                 PAGE    21

STATEMENT OF NEITA ARMSTRONG
                                                                 PAGE    24

STATEMENT OF PATRICIA BRUCE
                                                                 PAGE    26

STATEMENTS OF JOYCE RAEZER, SENIOR ISSUES SPECIALIST, NATIONAL MILITARY FAMILY ASSOCIATION; DORIS 
MOZLEY, CHAIR, COMMITTEE FOR JUSTICE AND EQUALITY FOR THE MILITARY WIFE, AND VIRGINIA KAY WARD, 
BOARD MEMBER, EX-PARTNERS OF SERVICEMEN/WOMEN FOR EQUALITY
                                                                 PAGE    28

STATEMENT OF JOYCE RAEZER
                                                                 PAGE    29

STATEMENT OF DORIS MOZLEY
                                                                 PAGE    31

STATEMENT OF VIRGINIA WARD
                                                                 PAGE    34

STATEMENTS OF JOHN THOMPSON, ACTING GENERAL COUNSEL, DEPARTMENT OF VETERANS AFFAIRS; LT. GEN. 
NORMAN G. LEZY, DEPUTY ASSISTANT SECRETARY OF DEFENSE, MILITARY PERSONNEL POLICY, DEPARTMENT OF 
DEFENSE
                                                                 PAGE    35

STATEMENT OF JOHN THOMPSON
                                                                 PAGE    36

STATEMENT OF LT. GEN. NORMAND LEZY
                                                                 PAGE    37

STATEMENTS OF JOSHUA W. KREBS, CHIEF MASTER SERGEANT, USAF, RET., MANAGER, LEGISLATIVE AFFAIRS, 
AIR FORCE SERGEANTS ASSOCIATION; SERGEANT MAJOR MICHAEL F. OUELLETTE, DIRECTOR OF LEGISLATIVE 
AFFAIRS, NCOA; MARK H. OLANOFF, LEGISLATIVE DIRECTOR, THE RETIRED ENLISTED ASSOCIATION, AND RICK 
SURRATT, ASSISTANT NATIONAL LEGISLATIVE DIRECTOR, DISABLED AMERICAN VETERANS
                                                                 PAGE    40

STATEMENT OF JOSHUA KREBS
                                                                 PAGE    40

STATEMENT OF MICHAEL OUELLETTE
                                                                 PAGE    42

STATEMENT OF MARK OLANOFF
                                                                 PAGE    43

STATEMENT OF RICK SURRATT
                                                                 PAGE    46


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING