SPEAKER INDEX CONTENTS INSERTS BERNOSKI 100 102 140 141 142 146 148 149 150 BUNNING 11 13 30 31 32 35 37 38 41 45 46 58 73 74 75 76 78 79 81 83 85 86 99 102 109 114 130 139 140 141 142 143 147 148 149 175 CHRISTOPHER 147 COLLINS 35 36 37 79 80 COLVIN 13 14 31 32 34 35 36 37 38 39 42 43 44 46 47 FRIED 33 42 43 44 46 GARDINER 109 146 GEIER 41 42 43 45 46 HAYWORTH 38 39 41 HILL 114 142 143 KENNELLY 12 32 33 34 35 76 77 78 79 86 143 144 145 146 147 LEVIN 83 84 PORTMAN 41 42 43 44 81 82 83 ROSS 58 73 74 75 76 77 79 80 81 82 83 84 85 86 SHOR 130 143 144 WILLMAN 86 139 140 144 145 150 CONTENTS SPEAKERS INSERTS STATEMENT OF CAROLYN W. COLVIN, DEPUTY COMMISSIONER, PROGRAMS AND POLICY, SOCIAL SECURITY ADMINISTRATION; ACCOMPANIED BY RITA GEIER, ASSOCIATE COMMISSIONER, HEARINGS AND APPEALS; AND ARTHUR FRIED, GENERAL COUNSEL PAGE 14 STATEMENT OF JANE L. ROSS, DIRECTOR, INCOME SECURITY ISSUES, HEALTH, EDUCATION, AND HUMAN SERVICES DIVISION, U.S. GENERAL ACCOUNTING OFFICE; ACCOMPANIED BY CYNTHIA BASCETTA, ASSISTANT DIRECTOR, INCOME SECURITY ISSUES, HEALTH, EDUCATION, AND HUMAN SERVICES DIVISION PAGE 58 STATEMENT OF DOUGLAS W. WILLMAN, PRESIDENT, NATIONAL COUNCIL OF DISABILITY DETERMINATION DIRECTORS PAGE 86 STATEMENT OF HON. RONALD G. BERNOSKI, ACTING PRESIDENT, ASSOCIATION OF ADMINISTRATIVE LAW JUDGES, PAGE 100 STATEMENT OF DEBI GARDINER, PRESIDENT-ELECT, NATIONAL ASSOCIATION OF DISABILITY EXAMINERS; ACCOMPANIED BY TOM CHRISTOPHER, PAST PRESIDENT PAGE 109 STATEMENT OF JAMES A. HILL, PRESIDENT, NATIONAL TREASURY EMPLOYEES UNION, CHAPTER 224 PAGE 114 STATEMENT OF NANCY G. SHOR, EXECUTIVE DIRECTOR, NATIONAL ORGANIZATION OF SOCIAL SECURITY CLAIMANTS' REPRESENTATIVES PAGE 130 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING