SPEAKER INDEX CONTENTS INSERTS ANGOFF 211 221 222 223 225 226 227 228 GRADISON 277 309 310 311 313 HUSTEAD 231 309 IWRY 117 137 179 183 184 JOHNSON 181 182 183 187 221 222 223 311 313 314 KLECZKA 183 184 185 187 KNETTEL 259 307 308 314 MAHONEY 293 307 MCCRERY 187 188 189 210 211 221 223 228 229 230 311 313 MILLER 30 137 179 184 185 MOORE 18 135 136 138 179 180 181 182 183 184 188 189 SEBELIUS 190 225 226 227 228 229 230 STARK 14 138 178 179 180 223 224 225 226 227 THOMAS 13 17 30 117 134 135 136 137 138 181 189 230 231 259 277 293 307 309 310 311 313 315 CONTENTS SPEAKERS INSERTS STATEMENT OF JUDY D. MOORE, DEPUTY DIRECTOR, CENTER FOR MEDICAID AND STATE OPERATIONS, HEALTH CARE FINANCING ADMINISTRATION PAGE 18 STATEMENT OF MEREDITH MILLER, DEPUTY ASSISTANT SECRETARY FOR POLICY, PENSION AND WELFARE BENEFITS ADMINISTRATION, U.S. DEPARTMENT OF LABOR PAGE 30 STATEMENT OF J. MARK IWRY, CHIEF BENEFITS TAX COUNSEL, U.S. DEPARTMENT OF THE TREASURY PAGE 117 STATEMENT OF JOSEPHINE W. MUSSER, COMMISSIONER, STATE OF WISCONSIN; AND PRESIDENT, NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS; AS PRESENTED BY KATHLEEN SEBELIUS, INSURANCE COMMISSIONER, STATE OF KANSAS PAGE 190 STATEMENT OF JAY ANGOFF, DIRECTOR, MISSOURI DEPARTMENT OF INSURANCE PAGE 211 STATEMENT OF JUDITH L. LICHTMAN, PRESIDENT, WOMEN'S LEGAL DEFENSE FUND; AS PRESENTED BY JOANNE HUSTEAD, DEPUTY DIRECTOR, WOMEN'S HEALTH PROGRAMS, WOMEN'S LEGAL DEFENSE FUND PAGE 231 STATEMENT OF ANTHONY J. KNETTEL, DIRECTOR, HEALTH POLICY, ERISA INDUSTRY COMMITTEE PAGE 259 STATEMENT OF HON. BILL GRADISON, PRESIDENT, HEALTH INSURANCE ASSOCIATION OF AMERICA; AND FORMER MEMBER OF CONGRESS PAGE 277 STATEMENT OF DIANE L. MAHONEY, SENIOR PRODUCTS CHAIR, NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS PAGE 293 INSERTS SPEAKERS CONTENTS