SPEAKER INDEX    CONTENTS   INSERTS   
ANGOFF         211    221    222    223    225    226    227    228  
GRADISON       277    309    310    311    313  
HUSTEAD        231    309  
IWRY           117    137    179    183    184  
JOHNSON        181    182    183    187    221    222    223    311    313  
               314  
KLECZKA        183    184    185    187  
KNETTEL        259    307    308    314  
MAHONEY        293    307  
MCCRERY        187    188    189    210    211    221    223    228    229  
               230    311    313  
MILLER          30    137    179    184    185  
MOORE           18    135    136    138    179    180    181    182    183  
               184    188    189  
SEBELIUS       190    225    226    227    228    229    230  
STARK           14    138    178    179    180    223    224    225    226  
               227  
THOMAS          13     17     30    117    134    135    136    137    138  
               181    189    230    231    259    277    293    307    309  
               310    311    313    315  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF JUDY D. MOORE, DEPUTY DIRECTOR, CENTER FOR MEDICAID AND STATE OPERATIONS, HEALTH CARE 
FINANCING  ADMINISTRATION
                                                                 PAGE    18

STATEMENT OF MEREDITH MILLER, DEPUTY ASSISTANT SECRETARY FOR POLICY, PENSION AND WELFARE BENEFITS 
ADMINISTRATION,  U.S.  DEPARTMENT  OF  LABOR
                                                                 PAGE    30

STATEMENT OF J. MARK IWRY, CHIEF BENEFITS TAX COUNSEL, U.S. DEPARTMENT OF THE TREASURY
                                                                 PAGE   117

STATEMENT OF JOSEPHINE W. MUSSER, COMMISSIONER, STATE OF WISCONSIN; AND PRESIDENT, NATIONAL 
ASSOCIATION OF INSURANCE COMMISSIONERS; AS PRESENTED BY KATHLEEN SEBELIUS, INSURANCE COMMISSIONER, 
STATE OF KANSAS
                                                                 PAGE   190

STATEMENT OF JAY ANGOFF, DIRECTOR, MISSOURI DEPARTMENT OF INSURANCE
                                                                 PAGE   211

STATEMENT OF JUDITH L. LICHTMAN, PRESIDENT, WOMEN'S LEGAL DEFENSE FUND; AS PRESENTED BY JOANNE 
HUSTEAD, DEPUTY DIRECTOR, WOMEN'S HEALTH PROGRAMS, WOMEN'S   LEGAL   DEFENSE   FUND
                                                                 PAGE   231

STATEMENT OF ANTHONY J. KNETTEL, DIRECTOR, HEALTH POLICY, ERISA INDUSTRY COMMITTEE
                                                                 PAGE   259

STATEMENT OF HON. BILL GRADISON, PRESIDENT, HEALTH INSURANCE ASSOCIATION OF AMERICA; AND FORMER 
MEMBER  OF  CONGRESS
                                                                 PAGE   277

STATEMENT OF DIANE L. MAHONEY, SENIOR PRODUCTS CHAIR, NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS
                                                                 PAGE   293


INSERTS    SPEAKERS   CONTENTS