SPEAKER INDEX CONTENTS INSERTS BECERRA 65 66 67 68 69 87 88 89 CARDIN 59 60 61 62 CHRISTENSEN 89 90 91 ENSIGN 85 86 87 HOUGHTON 57 58 59 JOHNSON 63 64 65 69 70 71 83 85 124 125 126 127 128 129 131 136 187 188 KLECZKA 71 72 91 MYERS 144 172 173 174 176 178 NEWHOUSE 37 53 54 55 60 62 64 65 66 68 69 70 71 73 74 75 76 78 79 81 82 87 ROSENBLATT 101 118 SCANLON 92 114 115 116 117 119 120 121 122 123 124 125 126 127 128 129 130 131 132 SCHUB 154 174 175 176 178 179 180 184 186 191 192 193 194 STARK 12 13 55 56 57 66 75 81 82 83 119 120 121 122 123 180 181 182 183 184 185 190 191 192 193 THOMAS 11 13 23 37 51 52 53 54 55 56 57 59 60 62 63 65 66 69 71 72 73 74 75 76 77 78 79 80 81 83 85 87 89 90 91 92 100 114 115 116 117 118 119 123 124 129 130 131 136 144 153 171 172 173 174 175 176 177 178 179 180 181 183 184 185 186 190 191 192 193 194 VAN DE WATER 13 23 51 56 57 61 62 65 69 71 72 77 80 83 WIGGINS 136 173 174 176 177 178 179 180 181 182 183 184 185 188 190 191 194 WILENSKY 24 52 53 56 57 58 59 60 61 62 63 65 66 67 68 69 70 72 73 76 77 79 81 82 83 85 86 87 88 89 90 CONTENTS SPEAKERS INSERTS STATEMENT OF PAUL N. VAN DE WATER, PH.D., ASSISTANT DIRECTOR FOR BUDGET ANALYSIS, CONGRESSIONAL BUDGET OFFICE PAGE 13 STATEMENT OF GAIL R. WILENSKY, PH.D., CHAIR, PHYSICIAN PAYMENT REVIEW COMMISSION; ACCOMPANIED BY LAUREN B. LEROY, PH.D., EXECUTIVE DIRECTOR PAGE 24 STATEMENT OF JOSEPH P. NEWHOUSE, PH.D., CHAIRMAN, PROSPECTIVE PAYMENT ASSESSMENT COMMISSION; ACCOMPANIED BY DONALD A. YOUNG, M.D. PAGE 37 STATEMENT OF WILLIAM J. SCANLON, PH.D., DIRECTOR, HEALTH FINANCING AND SYSTEMS, HEALTH, EDUCATION, AND HUMAN SERVICES DIVISION, U.S. GENERAL ACCOUNTING OFFICE PAGE 91 STATEMENT OF ALICE ROSENBLATT, MEMBER, BOARD OF DIRECTORS; AND CHAIRPERSON, RISK ADJUSTMENT WORK GROUP, AMERICAN ACADEMY OF ACTUARIES PAGE 101 STATEMENT OF STEPHEN F. WIGGINS, CHAIRMAN AND CHIEF EXECUTIVE OFFICER, OXFORD HEALTH PLANS, INC., NORWALK, CONNECTICUT PAGE 136 STATEMENT OF JACK MYERS, VICE PRESIDENT OF FINANCIAL SERVICES, GROUP HEALTH COOPERATIVE OF PUGET SOUND, SEATTLE, WASHINGTON PAGE 144 STATEMENT OF CRAIG S. SCHUB, SENIOR VICE PRESIDENT, PACIFICARE HEALTH SYSTEMS, CYPRESS, CALIFORNIA PAGE 153 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING