SPEAKER INDEX    CONTENTS   INSERTS   
BECERRA         65     66     67     68     69     87     88     89  
CARDIN          59     60     61     62  
CHRISTENSEN    89     90     91  
ENSIGN          85     86     87  
HOUGHTON        57     58     59  
JOHNSON         63     64     65     69     70     71     83     85    124  
               125    126    127    128    129    131    136    187    188  
KLECZKA         71     72     91  
MYERS          144    172    173    174    176    178  
NEWHOUSE        37     53     54     55     60     62     64     65     66  
                68     69     70     71     73     74     75     76     78  
                79     81     82     87  
ROSENBLATT     101    118  
SCANLON         92    114    115    116    117    119    120    121    122  
               123    124    125    126    127    128    129    130    131  
               132  
SCHUB          154    174    175    176    178    179    180    184    186  
               191    192    193    194  
STARK           12     13     55     56     57     66     75     81     82  
                83    119    120    121    122    123    180    181    182  
               183    184    185    190    191    192    193  
THOMAS          11     13     23     37     51     52     53     54     55  
                56     57     59     60     62     63     65     66     69  
                71     72     73     74     75     76     77     78     79  
                80     81     83     85     87     89     90     91     92  
               100    114    115    116    117    118    119    123    124  
               129    130    131    136    144    153    171    172    173  
               174    175    176    177    178    179    180    181    183  
               184    185    186    190    191    192    193    194  
VAN DE WATER    13     23     51     56     57     61     62     65     69  
                71     72     77     80     83  
WIGGINS        136    173    174    176    177    178    179    180    181  
               182    183    184    185    188    190    191    194  
WILENSKY        24     52     53     56     57     58     59     60     61  
                62     63     65     66     67     68     69     70     72  
                73     76     77     79     81     82     83     85     86  
                87     88     89     90  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF PAUL N. VAN DE WATER, PH.D., ASSISTANT DIRECTOR FOR BUDGET ANALYSIS, CONGRESSIONAL 
BUDGET   OFFICE
                                                                 PAGE    13

STATEMENT OF GAIL R. WILENSKY, PH.D., CHAIR, PHYSICIAN PAYMENT REVIEW COMMISSION; ACCOMPANIED BY 
LAUREN B. LEROY, PH.D., EXECUTIVE DIRECTOR
                                                                 PAGE    24

STATEMENT OF JOSEPH P. NEWHOUSE, PH.D., CHAIRMAN, PROSPECTIVE PAYMENT ASSESSMENT COMMISSION; 
ACCOMPANIED  BY  DONALD  A.  YOUNG,  M.D.
                                                                 PAGE    37

STATEMENT OF WILLIAM J. SCANLON, PH.D., DIRECTOR, HEALTH FINANCING AND SYSTEMS, HEALTH, EDUCATION, 
AND HUMAN SERVICES DIVISION, U.S. GENERAL ACCOUNTING OFFICE
                                                                 PAGE    91

STATEMENT OF ALICE ROSENBLATT, MEMBER, BOARD OF DIRECTORS; AND CHAIRPERSON, RISK ADJUSTMENT WORK 
GROUP, AMERICAN ACADEMY OF ACTUARIES
                                                                 PAGE   101

STATEMENT OF STEPHEN F. WIGGINS, CHAIRMAN AND CHIEF EXECUTIVE OFFICER, OXFORD HEALTH PLANS, INC., 
NORWALK,   CONNECTICUT
                                                                 PAGE   136

STATEMENT OF JACK MYERS, VICE PRESIDENT OF FINANCIAL SERVICES, GROUP HEALTH COOPERATIVE OF PUGET 
SOUND,   SEATTLE,   WASHINGTON
                                                                 PAGE   144

STATEMENT OF CRAIG S. SCHUB, SENIOR VICE PRESIDENT, PACIFICARE HEALTH SYSTEMS, CYPRESS, CALIFORNIA
                                                                 PAGE   153


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING