SPEAKER INDEX    Segment 3 of 3   Previous Segment (2)
CONTENTS   INSERTS   
CARSON         205    221    222  
CHAIRMAN       217  
EPSTEIN        235    247    248  
FOX            219    222    223  
GAFFNEY        233    242    244    245    246  
GOLDSMITH      207    214    216    218    219    220    221    223    225  
               227    228    230  
GUTIERREZ      201    214    215    216  
KELLY          203    217    218    219    220    242    243    245  
KENNEDY        223    226    227    231    245    246    247    248  
LAZIO          200    203    204    206    213    220    222    223    227  
               230    232    234    235    237    238    241    245    247  
               248  
SCHIFF         238    243    244  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. STEPHEN GOLDSMITH, MAYOR, CITY OF INDIANAPOLIS, IN 
                                                                 PAGE   207

STATEMENT OF HON. SUSAN GAFFNEY, INSPECTOR GENERAL, U.S. DEPARTMENT OF HOUSING AND URBAN 
DEVELOPMENT 
                                                                 PAGE   232

STATEMENT OF NED EPSTEIN, TREASURER, HOUSING PARTNERS, INC. 
                                                                 PAGE   235

STATEMENT OF JOSEPH G. SCHIFF, PRESIDENT, THE SCHIFF GROUP, AND FORMER ASSISTANT SECRETARY FOR 
PUBLIC AND INDIAN HOUSING, HUD 
                                                                 PAGE   238


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING