SPEAKER INDEX    CONTENTS   INSERTS   
BARR            19     20     21  
CASTLE           1      4      5      8     10     12     13     14     17  
                19     21     22     23     25     26     27     31     32  
                38     39     44     46     47     48     49     50     51  
                52  
COOK            14     15     16     17     23     24     25  
FLAKE            4  
FOLEY            5     11     12     13     14     15     16     18     21  
                22     23     24     26  
GREENE          40     51     52  
LUCAS           17     18     25     26  
MELNIKOFF       31     33     39     45     46     47     52  
OWENS            8     12     13     14     15     17     19     20     21  
                22     23     24     25  
STEIN           27     48     49     50  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF MR. KEVIN T. FOLEY, DEPUTY ASSISTANT DIRECTOR, OFFICE OF INVESTIGATIONS, U.S. SECRET 
SERVICE, U.S. DEPARTMENT OF THE TREASURY
                                                                 PAGE     5

STATEMENT OF MR. CHARLES L. OWENS, CHIEF, FINANCIAL CRIMES SECTION, FEDERAL BUREAU OF 
INVESTIGATION
                                                                 PAGE     8

STATEMENT OF MR. ERIK STEIN, VICE PRESIDENT AND MANAGER, RISK MANAGEMENT ADMINISTRATION, GREAT 
WESTERN BANK OF NORTHRIDGE, CA, ON BEHALF OF THE CONSUMER BANKERS ASSOCIATION
                                                                 PAGE    27

STATEMENT OF MR. BORIS MELNIKOFF, SENIOR VICE PRESIDENT, FIRST WACHOVIA CORPORATION, ATLANTA, GA, 
ON BEHALF OF THE AMERICAN BANKERS ASSOCIATION
                                                                 PAGE    31

STATEMENT OF MR. EDWIN B. GREENE, PRESIDENT, UNITED STATES CHECK COMPANY, INC.
                                                                 PAGE    40


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING