SPEAKER INDEX    CONTENTS   INSERTS   
ABBATE          57     63     71     72     73     78  
BENTSEN         31     41     42     56     82     84     85     86  
BLEY            19     20     21     22     23     24     25     26     27  
                31     33     34     35     36     42     83  
CARPER          45     46     49     50     51     52     53     54     55  
                56     57  
CASTLE          43     45     49  
LAFALCE          9  
MEIER           66     74     75     77     78     81     84     85     86  
METCALF          8     30     31  
PRENTICE        59     69     70     77     82     87  
ROUKEMA          1      8      9     11     19     20     21     22     24  
                29     30     31     32     34     35     36     37     39  
                40     41     42     43     44     45     46     48     49  
                50     51     55     56     57     63     66     69     70  
                71     72     73     74     75     81     82     83     87  
                89     90  
TRAIER          12     20     26     29     30     32     33     36     40  
                41     42  
VENTO            4     22     23     24     25     26     27     28     29  
                30     34     35     36     37     38     40     41     42  
                51     52     54     55     74     75     77     78     79  
                81     86     87     88     89     90  
WATT            32     33     34     35     36     38     39     40  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF MR. JOHN TRAIER, DEPUTY COMMISSIONER OF BANKING FOR THE STATE OF NEW JERSEY ON BEHALF 
OF THE CONFERENCE OF STATE BANK SUPERVISORS
                                                                 PAGE    12

STATEMENT OF HON. THOMAS R. CARPER, GOVERNOR OF THE STATE OF DELAWARE
                                                                 PAGE    45

STATEMENT OF STATE SENATOR MARGARITA PRENTICE, THE 11TH DISTRICT OF THE STATE OF WASHINGTON 
                                                                 PAGE    59

STATEMENT OF MR. ANTHONY S. ABBATE, PRESIDENT AND CEO OF INTERCHANGE BANK, ON BEHALF OF THE 
INDEPENDENT BANKERS ASSOCIATION OF AMERICA
                                                                 PAGE    63

STATEMENT OF MS. MICHELLE MEIER, GOVERNMENT AFFAIRS COUNSEL, CONSUMERS UNION
                                                                 PAGE    66


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING