SPEAKER INDEX CONTENTS INSERTS
BARRETT 11 15
BENTSEN 9 34 35 36 37 38 39 58 70
71 72 108 109 110 111 112 114 137
138 139 140 141 142 143 144
BROBECK 122 128 133 139
HELWIG 74 82 96 97 101 102 113
HINCHEY 65 66 69 71 72
KATEN 76 92 104 109 113
KELLY 8
KILPATRICK 40 41 42 43 44 45
LAFALCE 46 47 48 49 50 51
LIVELY 117 125 126 127 128 129 130 131 132
133 134 136 138 140 141 143 144 145
146 147
LUCAS 11
MALONEY 53 55 56
MEIER 75 89 96 102 103 109 110 111
MEYER 20 26 27 28 29 30 31 32 33
34 35 36 37 38 39 40 41 42
43 44 45 46 47 48 49 50 51
52 54 55 56 57 58 59 60 61
62 63 64
ROUKEMA 1 6 7 9 10 11 14 18 19
20 26 27 28 29 30 34 40 46
51 52 56 63 64 66 68 69 70
73 75 76 78 81 82 85 89 91
93 94 95 96 97 98 102 106 107
108 111 112 114 116 122 125 126 127
128 131 132 133 134 135
SCHRADER 79 82 94 95 97 100 104 105 107
112
VENTO 5 6 18 30 31 32 33 34 42
55 56 57 58 59 60 61 62 63
69 98 100 101 102 103 104 105 106
107 108 114 115 116 127 128 129 130
131 133 134 135 136 137 142 144 145
146 147
YINGLING 86 92 93 94 103 106 111 113 114
115 116
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. FRANK D. LUCAS, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF OKLAHOMA
PAGE 11
STATEMENT OF HON. THOMAS M. BARRETT, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF WISCONSIN
PAGE 14
STATEMENT OF HON. LAURENCE H. MEYER, MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
PAGE 20
STATEMENT OF HON. MAURICE D. HINCHEY, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW YORK
PAGE 65
STATEMENT OF IRENE KATEN, VICE PRESIDENT OF BUSINESS MANAGEMENT, U.S. DEPOSIT ACCESS, MASTERCARD
INTERNATIONAL
PAGE 75
STATEMENT OF RUSSELL W. SCHRADER, SENIOR COUNSEL AND VICE PRESIDENT, VISA U.S.A., INC.
PAGE 78
STATEMENT OF KURT HELWIG, EXECUTIVE DIRECTOR, ELECTRONIC FUNDS TRANSFER ASSOCIATION
PAGE 82
STATEMENT OF EDWARD YINGLING, EXECUTIVE DIRECTOR, GOVERNMENT RELATIONS, AMERICAN BANKERS
ASSOCIATION
PAGE 86
STATEMENT OF MICHELLE MEIER, COUNSEL FOR GOVERNMENT AFFAIRS, CONSUMERS UNION
PAGE 89
STATEMENT OF H. RANDOLPH LIVELY, JR., PRESIDENT AND CEO, AMERICAN FINANCIAL SERVICES ASSOCIATION
PAGE 117
STATEMENT OF STEVEN BROBECK, EXECUTIVE DIRECTOR, CONSUMER FEDERATION OF AMERICA
PAGE 122
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING