SPEAKER INDEX CONTENTS INSERTS
BAKER 36 37 38 39
BARRETT 33 34 55 56 57 59
BENTSEN 70 71 72 73
BEREUTER 28 29 30 31
CARSON 17 18 59 61 117 118 119 120
CASTLE 42 44 45
CHACON 92 99
CREQUE 110 117 118 119
DYER 11 18 52
HAWKE 6 15 17 18 19 20 21 22 23
25 26 27 28 29 30 31 32 33
34 35 36 37 38 39 40 41 42
44 45 47 48 49 50 51 52 55
56 57 58 59 60 61 62 63 65
66 69 70 71 72 73 74 75 76
77 78 79 80 81
JACKSON 50 54 73 74 75 76 77 78
JULIUS 125 138 139 141
KANJORSKI 46 48 49 50
LAFALCE 4 16 17 18
LEACH 1 5 11 14 16 18 20 23 28
31 35 36 40 42 46 51 54 55
59 64 67 70 73 78 81 85 88
89 92 95 96 97 98 99 100 105
109 112 115 117 118 120 121 125 128
131 134 135 136 137 138 139 140 141
142
MACKENZIE 122 135 136 137 138
MANZULLO 59 60 61 62 63 64
MCCOLLUM 5 20 21 22 23
MCNARY 131 139 140
OGDEN 82 95 96 99 103
ROYBAL-ALLARD 40 41 42
SAUNDERS 106 116 120
SESSIONS 51 52 53 54
SHERMAN 78 79 80 81
SMITH 89 97 98 100 102 105
SNOWBARGER 64 65 66
VENTO 24 25 26 27 52 53
WANNEMACHER 112 117
WARE 85 96 98 99 100 105
WATERS 31 32 33 34 35 36
WATT 64 67 70 100 101 102 103 105
WOLF 128 140
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. JOHN D. HAWKE, JR., UNDER SECRETARY FOR DOMESTIC FINANCE, U.S. DEPARTMENT OF THE
TREASURY
PAGE 6
STATEMENT OF JOHN DYER, ACTING PRINCIPAL DEPUTY COMMISSIONER, SOCIAL SECURITY ADMINISTRATION
PAGE 11
STATEMENT OF W. PAGE OGDEN, PRESIDENT, BRITTON & KOONTZ FIRST NATIONAL BANK, ON BEHALF OF THE
AMERICAN BANKERS ASSOCIATION
PAGE 82
STATEMENT OF VIVECA WARE, DIRECTOR OF PAYMENT SYSTEMS, INDEPENDENT BANKERS ASSOCIATION OF AMERICA
PAGE 85
STATEMENT OF BRIAN P. SMITH, DIRECTOR, POLICY AND ECONOMIC RESEARCH, AMERICA'S COMMUNITY BANKERS
PAGE 89
STATEMENT OF RUSSELL CHACON, VICE PRESIDENT, CARD SERVICES, NATIONSBANK CORP., ON BEHALF OF THE
CONSUMER BANKERS ASSOCIATION
PAGE 92
STATEMENT OF MARGOT SAUNDERS, MANAGING ATTORNEY, NATIONAL CONSUMER LAW CENTER
PAGE 106
STATEMENT OF MARCELYN CREQUE, MIDWEST REGIONAL DIRECTOR AND NATIONAL LEGISLATIVE COUNCIL MEMBER,
ASSOCIATION FOR THE ADVANCEMENT OF RETIRED PERSONS
PAGE 109
STATEMENT OF RICHARD A. WANNEMACHER JR., ASSOCIATE NATIONAL LEGISLATIVE DIRECTOR, DISABLED
AMERICAN VETERANS
PAGE 112
STATEMENT OF MARK MacKENZIE, EXECUTIVE DIRECTOR, CITIBANK EBT SERVICES
PAGE 122
STATEMENT OF FRED JULIUS, PRESIDENT, DEERE & COMPANY CREDIT UNION
PAGE 125
STATEMENT OF STEPHEN WOLF, TREASURER, PAY-O-MATIC CORP., ON BEHALF OF THE NATIONAL CHECK CASHERS
ASSOCIATION
PAGE 128
STATEMENT OF G. DOUGLAS McNARY, PRESIDENT, WESTERN UNION FINANCIAL SERVICES, INC.
PAGE 131
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING