SPEAKER INDEX CONTENTS INSERTS
BENTSEN 89 91
BEREUTER 13 31 32 33 34 44 45 52 56
59 64 68 71 72 75 80 83 86
87 88 89 92 93
GHIGLIERI 65
HOVE 56 87 88
KILPATRICK 41 42 43 44
KWALWASSER 75 88
LAFALCE 34 35 36 45
LUDWIG 52 81 87 92
MALONEY OF NEW YORK 14
MCCOLLUM 36 37
MCCOOL 15 22 23 24 27 28 29 30 32
33 35 36 37 39 40 41 42 43
44
PHILLIPS 47 82 84
RETSINAS 60
RICHARDS 68 85 91 92
ROUKEMA 8 13 14 21 23 24 25 30 31
34 36 38 39 41
SIBEARS 72 93
VENTO 11 26 27 28 29 30 31 80 82
83 85 86
WATT 14 34 38 39 40 41
WESTIN 25
WEYGAND 45
CONTENTS SPEAKERS INSERTS
STATEMENT OF THOMAS J. McCOOL, DIRECTOR, FINANCIAL INSTITUTIONS AND MARKETS ISSUES, GENERAL
GOVERNMENT DIVISION, U.S. GENERAL ACCOUNTING OFFICE; ACCOMPANIED BY SUSAN WESTIN, ASSOCIATE
DIRECTOR
PAGE 15
STATEMENT OF HON. SUSAN M. PHILLIPS, MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
PAGE 47
STATEMENT OF HON. EUGENE A. LUDWIG, COMPTROLLER, OFFICE OF THE COMPTROLLER OF THE CURRENCY
PAGE 52
STATEMENT OF HON. ANDREW C. HOVE, JR., ACTING CHAIRMAN, FEDERAL DEPOSIT INSURANCE CORPORATION
PAGE 56
STATEMENT OF HON. NICOLAS RETSINAS, ACTING DIRECTOR, OFFICE OF THRIFT SUPERVISION
PAGE 60
STATEMENT OF CATHERINE A. GHIGLIERI, BANKING COMMISSIONER, STATE OF TEXAS
PAGE 65
STATEMENT OF LORI A. RICHARDS, DIRECTOR, OFFICE OF COMPLIANCE INSPECTIONS AND EXAMINATIONS, U.S.
SECURITIES AND EXCHANGE COMMISSION
PAGE 68
STATEMENT OF DANIEL M. SIBEARS, VICE PRESIDENT, MEMBER REGULATION, NATIONAL ASSOCIATION OF
SECURITIES DEALERS
PAGE 72
STATEMENT OF EDWARD A. KWALWASSER, GROUP EXECUTIVE VICE PRESIDENT, REGULATION, NEW YORK STOCK
EXCHANGE
PAGE 75
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING