SPEAKER INDEX    CONTENTS   INSERTS   
BENNETT          8      9     17     18     19     20     21     23     26  
BEREUTER        19  
CASTLE           6     22     47     49     50     51     52  
COOK             8     23     24     52     53     54     55  
DEVLIN          58     75     76     77     83  
KELLEY          27     36     38     39     41     42     43     44     45  
                46     48     51     52     54     56     57  
KILPATRICK       8     19     20     21  
LAFALCE          5  
LEACH            1      5      7      8      9     17     19     22     23  
                25     26     27     31     36     37     38     39     40  
                46     47     49     50     51     52     55     56     57  
                58     61     64     71     72     74     75     76     77  
                78     79     80     81     82     83     84  
LUDWIG          31     37     39     40     43     45     46     47     49  
                50     52     53     54     55     56     57  
MARCOCCIO       64     71     72     74     77     80     82     83  
MEYER           61     75     77     78     79     80     81     83  
ROUKEMA         17  
SHERMAN         25  
VENTO           17     18     19     40     41     42     43     44     45  
                46     47  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. ROBERT F. BENNETT, A UNITED STATES SENATOR FROM THE STATE OF UTAH
                                                                 PAGE     9

STATEMENT OF HON. EDWARD W. KELLEY, JR., MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
                                                                 PAGE    27

STATEMENT OF HON. EUGENE A. LUDWIG, COMPTROLLER OF THE CURRENCY, CHAIRMAN OF THE FEDERAL FINANCIAL 
INSTITUTIONS EXAMINATION COUNCIL
                                                                 PAGE    31

STATEMENT OF JAMES R. DEVLIN, DIRECTOR, YEAR 2000 CORPORATE GOVERNANCE, CITIBANK
                                                                 PAGE    58

STATEMENT OF JOHN MEYER, PRESIDENT, DIVERSIFIED FINANCIAL SERVICES DIVISION, ELECTRONIC DATA 
SYSTEM CORPORATION
                                                                 PAGE    61

STATEMENT OF LOU MARCOCCIO, RESEARCH DIRECTOR-YEAR 2000, GARTNERGROUP, INC.
                                                                 PAGE    64


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING