SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS          19  
BAKER           13     14     15     16     17  
D'AMOURS        13     14     15     16     17     19     21     22      8  
                14     19     21     23     25  
JACKSON         17     18     20     26     27  
KILPATRICK      20     21     22     23  
LAFALCE         28     29     30     42  
LEACH            3      4      8     11     13     17     18     19     20  
                23     26     27     30     33     34     37     41     42  
MCCOLLUM         1      2  
MILLS           34  
SARGENT         38  
SEIDMAN          3      4     18     20     22     24     25     26     27  
                28     29     30  
SHELTON         31     33  
VENTO           12  
WELDON          23     24     25  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. ELLEN SEIDMAN, DIRECTOR, OFFICE OF THRIFT SUPERVISION
                                                                 PAGE     3

STATEMENT OF HON. NORMAN E. D'AMOURS, CHAIRMAN, NATIONAL CREDIT UNION ADMINISTRATION
                                                                 PAGE     8

STATEMENT OF JAMES D. SHELTON, CHAIRMAN, PRESIDENT AND CEO, FIRST FEDERAL SAVINGS AND LOAN OF EAST 
HARTFORD, CT., ON BEHALF OF AMERICA'S COMMUNITY BANKERS
                                                                 PAGE    30

STATEMENT OF JAMES G. MILLS, PRESIDENT AND CEO, THREE RIVERS FEDERAL CREDIT UNION, FT. WAYNE, IN., 
ON BEHALF OF THE NATIONAL ASSOCIATION OF FEDERAL CREDIT UNIONS
                                                                 PAGE    34

STATEMENT OF THOMAS E. SARGENT, PRESIDENT AND CEO, FIRST TECHNOLOGY CREDIT UNION, BEAVERTON, OR., 
ON BEHALF OF THE CREDIT UNION NATIONAL ASSOCIATION
                                                                 PAGE    37


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING