SPEAKER INDEX CONTENTS INSERTS
ACKERMAN 57 58 59 60 61 62
BARRETT 72 90 91
DYER 33 38 44 46 57 62 63
FAIRCLOTH 12
FRANKS 20
GARDNER 31 42 43 48 49 50 51 57 58
59
HAWKE 24 37 39 40 41 42 43 44 45
47 48 52 54 55 56 57 60 61
KANJORSKI 15
KIBBLE-SMITH 66 76 77 78 79 83 84 86 87
88 89 92
KILPATRICK 11 46 47 48 49 50 51 52
LAFALCE 9
MALONEY 7 8
MEEKS 56
ROUKEMA 1 7 9 10 11 14 20 23 30
33 37 38 39 40 46 52 55 56
62 63 64 65 69 72 75 76 77
78 79 80 88 91 92 93
ROYBAL-ALLARD 52 54 55
SAUNDERS 69 79 81 82 93
SHERMAN 62 63 64
VENTO 4 41 42 43 44 45 46 63 80
81 82 83 84 86 87 88 89 90
91 92
WATT 7
WELDON 10
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. LAUCH FAIRCLOTH, A UNITED STATES SENATOR FROM THE STATE OF NORTH CAROLINA
PAGE 12
STATEMENT OF HON. PAUL E. KANJORSKI, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF PENNSYLVANIA
PAGE 15
STATEMENT OF HON. BOB FRANKS, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW JERSEY
PAGE 20
STATEMENT OF HON. JOHN D. HAWKE, JR., UNDER SECRETARY FOR DOMESTIC FINANCE, U.S. DEPARTMENT OF THE
TREASURY
PAGE 23
STATEMENT OF ROBERT GARDNER, DIRECTOR, OFFICE OF RESOURCE MANAGEMENT AND CHIEF FINANCIAL OFFICER,
VETERANS BENEFITS ADMINISTRATION, U.S. DEPARTMENT OF VETERANS AFFAIRS
PAGE 30
STATEMENT OF JOHN DYER, ACTING PRINCIPAL DEPUTY COMMISSIONER, SOCIAL SECURITY ADMINISTRATION
PAGE 33
STATEMENT OF BRIAN KIBBLE-SMITH, VICE PRESIDENT, CITICORP SERVICES INC.
PAGE 66
STATEMENT OF MARGOT SAUNDERS, MANAGING ATTORNEY, NATIONAL CONSUMER LAW CENTER ON BEHALF OF THE
CONSUMER FEDERATION OF AMERICA
PAGE 69
STATEMENT OF GENE BARRETT, AARP VOTE REGIONAL COORDINATOR, AMERICAN ASSOCIATION OF RETIRED PERSONS
PAGE 72
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING