SPEAKER INDEX CONTENTS INSERTS
CARSON 51 56
CASTLE 43 45 46 47 48 49 50 51
CINCOTTA 57 60 67 68 71 72
EDWARDS 60 65 66
ENGLAND-JOSEPH 15 22 29 37 40
FOX 34 35 36 37 38
GAFFNEY 20 22 23 28 35 36 40
GUTIERREZ 5 30 32
HINCHEY 5 6 8 39 40 41 42 43
JACKSON 9 25 26 62 65 66 69 71 73
JOHNSON 11 13 26 48 49
LAZIO 1 5 6 8 9 10 13 14 15
19 21 23 24 25 26 27 28 29
30 34 38 43 50 51 56 57 60
62 64 66 68 69 70 71 72 73
LEONARD 23 24 25 29 32 36 41 43 44
45 46 47 48 50
PROCACCINI 38
QUINN 52 70 72
WEYGAND 27
CONTENTS SPEAKERS INSERTS
STATEMENT OF EMELDA JOHNSON, DEPUTY ASSISTANT SECRETARY FOR SINGLE FAMILY HOUSING, DEPARTMENT OF
HOUSING AND URBAN DEVELOPMENT, ACCOMPANIED BY PAUL LEONARD, DEPUTY ASSISTANT SECRETARY FOR POLICY
DEVELOPMENT AND RESEARCH
PAGE 11
STATEMENT OF JUDY A. ENGLAND-JOSEPH, DIRECTOR, HOUSING AND COMMUNITY DEVELOPMENT ISSUES;
RESOURCES, COMMUNITY, AND ECONOMIC DEVELOPMENT DIVISION, GENERAL ACCOUNTING OFFICE; ACCOMPANIED BY
ROBERT PROCACCINI, GAO
PAGE 15
STATEMENT OF SUSAN GAFFNEY, INSPECTOR GENERAL, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT,
ACCOMPANIED BY STANLEY McLEOD, HUD-OIG, ACTING DIRECTOR, PLANNING AND RESEARCH DIVISION
PAGE 19
STATEMENT OF MICHAEL A. QUINN, SENIOR VICE PRESIDENT, CREDIT LOSS MANAGEMENT, FANNIE MAE
PAGE 52
STATEMENT OF GALE CINCOTTA, EXECUTIVE DIRECTOR, NATIONAL TRAINING AND INFORMATION CENTER
PAGE 57
STATEMENT OF CARL EDWARDS, PRESIDENT, FLETCHER-LIPPENCOTT NEIGHBORHOOD ASSOCIATION; MEMBER,
ORGANIZATION FOR A NEW EASTSIDE, INDIANAPOLIS, IN
PAGE 60
STATEMENT OF GRACE JACKSON, OPERATIONS CHAIRPERSON, ROSELAND NEIGHBORHOOD HOUSING SERVICES,
CHICAGO, IL
PAGE 62
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING