SPEAKER INDEX CONTENTS INSERTS
BELL 57 58 68 69 72 73
BENTSEN 10 15 26 44 46 48
CZERWINSKI 28 34 35 36 37 38 41 45 47
FISHER 18 23 24 25 26 27
FOX 6 15 16 17 22 23 24 49 55
56 58 74 75 76 77
GRAYSON 70
HARRIS 51 55 56 67 74 75 76 77
KELLY 4
KUHL-INCLAN 31 34 39 40 41 42 43 48 49
LAZIO 1 5 10 14 16 17 18 22 24
25 26 27 31 34 35 36 37 38
39 40 44 48 50 57 58 66 67
68 69 70 71 73 77
PROCACCINI 37 45
WEYGAND 25 40 42 43 71 73
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. JON D. FOX, A REPRESENTATIVE IN CONGRESS FROM THE COMMONWEALTH OF PENNSYLVANIA
PAGE 6
STATEMENT OF HON. KEN BENTSEN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS
PAGE 10
STATEMENT OF HON. MIKE FISHER, ATTORNEY GENERAL, COMMONWEALTH OF PENNSYLVANIA
PAGE 18
STATEMENT OF STANLEY J. CZERWINSKI, ASSOCIATE DIRECTOR, RESOURCES, COMMUNITY AND ECONOMIC
DEVELOPMENT DIVISION, UNITED STATES GENERAL ACCOUNTING OFFICE; ACCOMPANIED BY ROBERT PROCACCINI,
ASSISTANT DIRECTOR, SINGLE FAMILY HOUSING
PAGE 27
STATEMENT OF KATHRYN KUHL-INCLAN, ASSISTANT INSPECTOR GENERAL FOR AUDIT, OFFICE OF THE INSPECTOR
GENERAL, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT; ACCOMPANIED BY DALE CHOUTEAU, DISTRICT
INSPECTOR GENERAL FOR AUDIT, MIDWEST DIVISION
PAGE 31
STATEMENT OF CHRISTINE HARRIS, NORWOOD, PA; ACCOMPANIED BY JEFFREY L. KODROFF, ATTORNEY-AT-LAW,
SPECTER & ROSEMAN, PHILADELPHIA, PA
PAGE 51
STATEMENT OF PETER H. BELL, EXECUTIVE DIRECTOR, HOME IMPROVEMENT LENDERS ASSOCIATION; ACCOMPANIED
BY MICHAEL McGUIRE, PRESIDENT, FIRST PLUS BANK, TUSTIN, CA, AND MARC GRAYSON, PRESIDENT, SOUTH
CENTRAL BANK, CHICAGO, IL
PAGE 57
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING