SPEAKER INDEX    CONTENTS   INSERTS   
BAKER            1      3      7     15     16     24     25     26     27  
                28     29     33     34     38     42     43     44     45  
                46     47     48     50     53     57     58     59     60  
BENTSEN         38     39     40     41     42     50     51     52  
KILPATRICK      43  
KINGSBURY        3     24     25     26     28     29     31     34     39  
                54     55     56     57  
KINSEY          16     36     40     41     42     47     49     50     51  
                59     60  
LAZIO           57  
MCCOOL          25     26     39     40  
PEPPERCORN       8     27     32     33     35     36     37     38     44  
                45     46     52     53     54     56     57  
SESSIONS        43     53     54     55     56     57  
SHEAR           30  
SNOWBARGER      34     36     37     38  
TASKER          28     44     46     47  
VENTO           29     30     31     32     33     34  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF NANCY KINGSBURY, ASSISTANT COMPTROLLER GENERAL, GENERAL GOVERNMENT DIVISION, U.S. 
GENERAL ACCOUNTING OFFICE; ACCOMPANIED BY TOM McCOOL, DIRECTOR OF FINANCIAL INSTITUTIONS AND 
MARKETS ISSUES; AND WILLIAM SHEAR, ASSISTANT DIRECTOR 
                                                                 PAGE     2

STATEMENT OF IRA G. PEPPERCORN, GENERAL DEPUTY ASSISTANT SECRETARY FOR HOUSING, DEPARTMENT OF 
HOUSING AND URBAN DEVELOPMENT; ACCOMPANIED BY JANET TASKER, HEAD OF HOUSING OFFICE FOR GSE 
OVERSIGHT 
                                                                 PAGE     8

STATEMENT OF MARK KINSEY, ACTING DIRECTOR, OFFICE OF FEDERAL HOUSING ENTERPRISE OVERSIGHT 
                                                                 PAGE    16


INSERTS    SPEAKERS   CONTENTS   
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