SPEAKER INDEX    CONTENTS   INSERTS   
BEREUTER        10     39     40     41     42  
BLACKER         25     42     46     47     55     56  
BOSTON          22     33     45     48     49     50     53     54     58  
CAMPBELL        12     13     37     38     47     48     49     50     52  
                67     68     69  
EMERICK         77     78  
FOX             53     54     55     56  
FRANK           75     77  
HUSSEY          71     88     89     90     91     92  
JONES           82     87     88  
KELLY           11     44     45     46     47  
KENNEDY          8  
KNIGHT          19     30     31     32     41     59  
LAZIO            1     10     11     12     13     14     18     21     24  
                27     29     31     32     33     34     39     42     44  
                47     52     53     56     60     61     67     69     70  
                71     75     77     78     82     86     88     89     90  
                91     92     93  
LEAR            90     91  
MARTIN          15     28     29     39     40     41     43     44     45  
                51     58     60  
MCMILLAN        64     67     68     69     70     71  
METCALF         56     58     59  
NEY             59     60     61  
VENTO           35     37     38     52     53  
WEYGAND         43     44  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF DONALD MARTIN, PRESIDENT, NATIONAL ASSOCIATION OF HOME BUILDERS
                                                                 PAGE    15

STATEMENT OF GEORGE KNIGHT, EXECUTIVE DIRECTOR, NEIGHBORHOOD REINVESTMENT CORPORATION
                                                                 PAGE    18

STATEMENT OF NORRIS BOSTON, CHAIRPERSON, RIPPED OFF HOME OWNERS
                                                                 PAGE    22

STATEMENT OF RUTH A. BLACKER, MEMBER, NATIONAL LEGISLATIVE COUNCIL, AMERICAN ASSOCIATION OF 
RETIRED PERSONS
                                                                 PAGE    25

STATEMENT OF ROBERT R. McMILLAN, CHAIRMAN, THE LONG ISLAND HOUSING PARTNERSHIP
                                                                 PAGE    64

STATEMENT OF EDWARD HUSSEY, CHAIRMAN, GOVERNMENT AFFAIRS COMMITTEE, MANUFACTURED HOUSING 
ASSOCIATION FOR REGULATORY REFORM
                                                                 PAGE    71

STATEMENT OF HUBERT H. EMERICK, LEGISLATIVE DIRECTOR, RIO GRANDE VALLEY RV/MANUFACTURED HOUSING 
OWNERS ASSOCIATION
                                                                 PAGE    78

STATEMENT OF THOMAS L. JONES, MANAGING DIRECTOR, HABITAT FOR HUMANITY INTERNATIONAL
                                                                 PAGE    82


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING