SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS           8     10  
BAKER            1      3      8     10     11     17     18     25     27  
                29     31     32     39     42     45     47     48     49  
                63     68     70     71     72     73  
BENTSEN         33     34     35     36     37     39  
CARNELL          3     26     27     29     33     34     35     41     45  
                48     49     51     52     60  
KANJORSKI       63     65     66     67     68     73  
KINGSBURY       11     30     31     32     36     65  
LEACH           49     52     53     54     55     57     58     61  
MCCOOL          71  
MORRISON        17     18     38     39     43     53     54     56     57  
                58     66     67     69     70     71  
ROYCE           39     41     42  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. RICHARD S. CARNELL, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, DEPARTMENT 
OF THE TREASURY
                                                                 PAGE     3

STATEMENT OF HON. NANCY R. KINGSBURY, ACTING ASSISTANT COMPTROLLER GENERAL, GENERAL GOVERNMENT 
PROGRAMS, GENERAL ACCOUNTING OFFICE; ACCOMPANIED BY THOMAS J. McCOOL, DIRECTOR, FINANCIAL 
INSTITUTIONS AND MARKETS, GENERAL ACCOUNTING OFFICE
                                                                 PAGE    11

STATEMENT OF HON. BRUCE A. MORRISON, CHAIRMAN, FEDERAL HOUSING FINANCE BOARD
                                                                 PAGE    17


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING