SPEAKER INDEX    CONTENTS   INSERTS   
BARR            25     26  
BITZ            15     20     21     22     23  
DYER             4     24     27     28     29     30     32     33  
GONZALEZ        29     30     31     32     36  
HAMMOND          8     23     24     25     26     30     31  
KING             1      4      8     14     17     19     21     22     23  
                24     25     26     29     32     33     34     35     36  
                37  
SANDERS          3     24     25     27     28     29  
VAUGHN          17     26     28     29     33     34     35     36     37  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF JOHN R. DYER, PRINCIPAL DEPUTY COMMISSIONER, SOCIAL SECURITY ADMINISTRATION
                                                                 PAGE     4

STATEMENT OF DONALD V. HAMMOND, FISCAL ASSISTANT SECRETARY, DEPARTMENT OF THE TREASURY
                                                                 PAGE     8

STATEMENT OF GREGORY P. BITZ, DIRECTOR OF FINANCE, DEPARTMENT OF DEFENSE FINANCE AND ACCOUNTING 
SERVICE
                                                                 PAGE    14

STATEMENT OF GWENDOLYN V. VAUGHN, VOLUNTEER COORDINATOR, AMERICAN ASSOCIATION OF RETIRED PERSONS
                                                                 PAGE    17


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING