SPEAKER INDEX CONTENTS INSERTS
ASMUS 54 59
BARR 63
BARRETO 51 57 58 60 61 62 63 64
CARUSO 47 50 55 56 57 58 59 60 65
GAFFNEY 9 27 36 38 39
GRAY 44 64
HSIAO 10 16 24 27 29 37 38 41
JONES 30 31 42
LAFALCE 19 24
LAZIO 36 37 38 39 40 41 42 54 56
57 58 59 65
LEACH 1 4 9 10 14 15 16 17 18
19 26 30 31 42 43 47 50 51
63 64 65
PARKER 14 15 18 23 28 33 34 40
RAMIREZ 4 14 15 19 22 26 28 29 32
34 35 38 39 40 41
ROUKEMA 26 27 28 29 30
SCHAKOWSKY 60 61 62 63
VENTO 30 31 32 33 34 35 36
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. SAUL RAMIREZ, DEPUTY SECRETARY, HUD; ACCOMPANIED BY GLORIA PARKER, CHIEF
INFORMATION OFFICER, HUD
PAGE 4
STATEMENT OF HON. SUSAN GAFFNEY, INSPECTOR GENERAL, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
PAGE 9
STATEMENT OF BENJAMIN K. HSIAO, DIRECTOR, INFORMATION SYSTEMS AUDIT DIVISION, HUD INSPECTOR
GENERAL'S OFFICE
PAGE 10
STATEMENT OF KATHY GRAY, VICE PRESIDENT, NORWEST MORTGAGE, INC., DES MOINES, IA
PAGE 43
STATEMENT OF GEORGE CARUSO, EXECUTIVE DIRECTOR, NATIONAL AFFORDABLE HOUSING MANAGEMENT
ASSOCIATION, ALEXANDRIA, VA; ACCOMPANIED BY SAM ASMUS, III, PRESIDENT AND CEO, IPM SOFTWARE,
DALLAS, TX
PAGE 47
STATEMENT OF JULIO BARRETO, JR., DIRECTOR OF LEGISLATION AND PROGRAM DEVELOPMENT, NATIONAL
ASSOCIATION OF HOUSING AND REDEVELOPMENT OFFICIALS, WASHINGTON, DC.
PAGE 51
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING