SPEAKER INDEX CONTENTS INSERTS BAER 13 20 21 22 23 30 31 32 33 43 44 45 46 47 49 55 56 57 58 BENTSEN 52 53 54 55 56 57 BIGGERT 11 12 44 45 46 DIGREGORY 17 23 24 25 26 27 28 29 32 33 34 35 36 37 38 39 40 41 43 44 46 47 48 50 53 54 55 58 FLETCHER 8 12 GREEN 51 74 75 76 INGLE 70 84 85 86 KESNER 58 59 74 75 83 92 LAFALCE 3 21 22 23 24 25 26 27 28 33 50 51 58 63 76 78 80 81 LEACH 1 6 8 11 12 16 19 20 21 25 29 32 34 36 40 42 44 46 51 52 57 58 59 62 66 70 73 76 82 86 90 92 LEONE 63 78 79 81 89 90 MALONEY 42 43 44 NESTEL 67 88 ROUKEMA 6 29 30 31 32 SWEENEY 40 41 82 83 84 85 86 WATERS 34 35 36 37 38 39 40 WATT 46 47 48 49 50 51 52 86 89 90 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. ERNEST L. FLETCHER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF KENTUCKY PAGE 8 STATEMENT OF HON. GREGORY A. BAER, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, DEPARTMENT OF THE TREASURY PAGE 13 STATEMENT OF KEVIN V. DiGREGORY, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION, DEPARTMENT PAGE 17 STATEMENT OF HON. ALAN R. KESNER, ASSISTANT ATTORNEY GENERAL, WISCONSIN DEPARTMENT OF JUSTICE, ON BEHALF OF THE NATIONAL ASSOCIATION OF ATTORNEYS GENERAL PAGE 59 STATEMENT OF RICHARD C. LEONE, PRESIDENT, THE CENTURY FOUNDATION; FORMER COMMISSIONER, NATIONAL GAMBLING IMPACT STUDY COMMISSION PAGE 62 STATEMENT OF DANIEL NESTEL, SENIOR ASSISTANT DIRECTOR OF FEDERAL RELATIONS, THE NATIONAL COLLEGIATE ATHLETIC ASSOCIATION PAGE 67 STATEMENT OF ALEXANDER W. INGLE, EXECUTIVE VICE PRESIDENT, CHIEF FINANCIAL OFFICER, NEW YORK RACING ASSOCIATION PAGE 70 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING