SPEAKER INDEX CONTENTS INSERTS
ARADER 78 79 102 103 109
BARNES 62 106 108
CANNON 20 25 32 37 38
FORD 25 26 33 34 36
KELLY 10 25 32 34 35 36
LARSEN 73 90 91 92 94 98
MALONEY 8 95 97 98 99 101 102 110 111
MIERZWINSKI 68 96 99
PRATT 58 87 88 90 93 98 100 101 104
110
ROUKEMA 1 10 12 14 19 20 24 25 26
31 37 38 45 47 48 50 51 52
57 62 67 73 78 86 87 88 89
90 91 92 94 95 103 104 106 108
109 110 111
SCHUMER 13 14 20
ST. JOHN 53 89 95 96 102
TWOHIG 40 46 47 49 50 51 52
WATT 52
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. CHARLES E. SCHUMER, A SENATOR FROM THE STATE OF NEW YORK
PAGE 14
STATEMENT OF HON. CHRIS CANNON, A MEMBER OF THE HOUSE OF REPRESENTATIVES FROM THE STATE OF UTAH
PAGE 20
STATEMENT OF HON. HAROLD E. FORD JR., A MEMBER OF THE HOUSE OF REPRESENTATIVES FROM THE STATE OF
TENNESSEE
PAGE 26
STATEMENT OF PEGGY TWOHIG, ASSISTANT DIRECTOR, DIVISION OF FINANCIAL PRACTICES, FEDERAL TRADE
COMMISSION
PAGE 40
STATEMENT OF CHERYL ST. JOHN, SENIOR VICE PRESIDENT AND GENERAL MANAGER, GLOBAL DATA REPOSITORY
AND PROCESSOR ALLIANCES, FAIR, ISAAC AND COMPANY, INC.
PAGE 53
STATEMENT OF STUART K. PRATT, VICE PRESIDENT, ASSOCIATED CREDIT BUREAUS, INC., WASHINGTON, DC
PAGE 58
STATEMENT OF MS. JAN N. BARNES, ASSOCIATE BROKER, LEXINGTON PARK, MD, ON BEHALF OF THE NATIONAL
ASSOCIATION OF REALTORS
PAGE 62
STATEMENT OF EDMUND MIERZWINSKI, CONSUMER PROGRAM DIRECTOR, U.S. PUBLIC INTEREST RESEARCH GROUP
PAGE 68
STATEMENT OF CHRIS LARSEN, CEO, E-LOAN, INC.
PAGE 73
STATEMENT OF ALEXANDER J. ARADER, PRESIDENT, ARADER & O'ROURKE, INC.
PAGE 79
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING