SPEAKER INDEX    CONTENTS   INSERTS   
BEREUTER         1      8     10     12     15     16     19     22     25  
                26     27     28     29     33     37     39     42     44  
                45     46     47     48     49  
BIGGERT         37     38     39  
CAPITO          49  
FARMER          16     27     28     31     34     36     38     40     42  
JUDGE           19     26     28     32     35     39     40     41     43  
                45  
MANZULLO        39     40     41     42  
O'CONNOR        12     27     30     33     34     37     38     41     42  
                44     45  
ROUKEMA         33     34     35     36     37  
SANDERS          5     29     30     31     32     33  
SHERMAN          8     10  
WATERS           8  
WEISBROT        23     29     32     36     37     46     48  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF PETER O'CONNOR, EXECUTIVE VICE PRESIDENT, GLOBAL GOVERNMENT AFFAIRS AND NEW MARKETS 
FOR ACE INA, ON BEHALF OF THE AMERICAN INSURANCE ASSOCIATION
                                                                 PAGE    12

STATEMENT OF THOMAS L. FARMER, GENERAL COUNSEL, BANKERS' ASSOCIATION FOR FINANCE AND TRADE
                                                                 PAGE    16

STATEMENT OF STEVE JUDGE, SENIOR VICE PRESIDENT, GOVERNMENT AFFAIRS, SECURITIES INDUSTRY 
ASSOCIATION
                                                                 PAGE    19

STATEMENT OF MARK WEISBROT, CO-DIRECTOR, CENTER FOR ECONOMIC AND POLICY RESEARCH
                                                                 PAGE    23


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING