SPEAKER INDEX CONTENTS INSERTS
BACHUS 6 7 8 18 19 20 21 22 48
58 59 60 63 64 67 69 72 73
77 83 84 85 86 87 88 89 90
91 92
BAKER 2 4 5 6 7 8 12 13 14
18 22 24 28 29 33 36 37 40
42 47 48 51 55 56 58
BROADMAN 21 37 51 52 53 54 55 57 59
HART 49 50 51 92
HIGGINS 60 63 64 83 87 89
JONES 51 52 53 54 55 56
KELLY 25 27
KROENER 21 33 41 49 50 51 52 53 55
57 60
KURUCZA 67 81 82 87 89
MALONEY 73 79 81 85 86 87 90
MANZULLO 24 25
MEYER 20 29 43 44 45 46 50 52 54
55 56 59
OXLEY 2
PATTERSON 61 88
POLLARD 70 80 84 88 90
TIBERI 56 57 58
UNGER 5 8 13 15 16 17 18 19 20
21 22 24 25 26 27 28 29
WATERS 14 15 16 17
WATT 22 24 42 43 44 45 46 47 77
79 80 81 82
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. LAURA S. UNGER, ACTING CHAIRWOMAN, SECURITIES AND EXCHANGE COMMISSION
PAGE 8
STATEMENT OF HON. LAURENCE H. MEYER, MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
PAGE 29
STATEMENT OF WILLIAM F. KROENER III, GENERAL COUNSEL, FEDERAL DEPOSIT INSURANCE CORPORATION
PAGE 33
STATEMENT OF ELLEN BROADMAN, DIRECTOR OF SECURITIES AND CORPORATE PRACTICES, OFFICE OF THE
COMPTROLLER OF THE CURRENCY
PAGE 37
STATEMENT OF MICHAEL E. PATTERSON, VICE CHAIRMAN. J.P. MORGAN CHASE & CO.
PAGE 60
STATEMENT OF EDWARD D. HIGGINS, EXECUTIVE VICE PRESIDENT, U.S. BANCORP, ON BEHALF OF THE AMERICAN
BANKERS ASSOCIATION AND THE ABA SECURITIES ASSOCIATION
PAGE 63
STATEMENT OF ROBERT M. KURUCZA, GENERAL COUNSEL, BANK SECURITIES ASSOCIATION
PAGE 67
STATEMENT OF K. REID POLLARD, PRESIDENT AND CHIEF EXECUTIVE OFFICER, RANDOLPH BANK & TRUST
COMPANY, ON BEHALF OF THE INDEPENDENT COMMUNITY BANKERS OF AMERICA
PAGE 69
STATEMENT OF EUGENE F. MALONEY, EXECUTIVE VICE PRESIDENT AND CORPORATE COUNSEL, FEDERATED
INVESTORS, INC.
PAGE 73
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING