SPEAKER INDEX    Segment 3 of 3   Previous Segment (2)
CONTENTS   INSERTS   
BERNARDI       178    186    187  
CANNON         225    235  
COURSON        214    229    230    232    233    234  
EDWARDS        216    217    231    234  
FRANK          162    163    189    190    191    192    193    194    204  
               208    211    231    232    233    234    235    236  
GRUCCI         165  
KELLY          201    202    203    219    228    229    234  
LEE            203    204    205  
LIU            181    192    193    194    195    201    207    211    212  
MCCOOL         184  
MILLER         167    170    194    196    197    198  
ROUKEMA        161    162    163    165    166    167    169    171    173  
               174    177    180    181    183    186    187    189    194  
               198    201    203    205    206    207    208    209    212  
               213    216    219    222    224    228    229    230    231  
               235    236  
SANDERS        166    167    169    170    198    199    200  
SCHAKOWSKY     166  
SHAPOFF        222  
VELAZQUEZ      171    209    210    211  
WATT           205    206    207    208    209    211    212    213  
WEICHER        173    174    187    189    190    191    196    197    198  
               199    200    202    203    204    205    209    210    211  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF JOHN C. WEICHER, ASSISTANT SECRETARY FOR HOUSING/FHA COMMISSIONER, U.S. DEPARTMENT OF 
HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE   174

STATEMENT OF ROY A. BERNARDI, ASSISTANT SECRETARY, OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT, 
U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE   178

STATEMENT OF MICHAEL LIU, ASSISTANT SECRETARY, OFFICE OF PUBLIC AND INDIAN HOUSING, U.S. 
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE   181

STATEMENT OF THOMAS J. McCOOL, MANAGING DIRECTOR, FINANCIAL MARKETS AND COMMUNITY INVESTMENT, U.S. 
GENERAL ACCOUNTING OFFICE
                                                                 PAGE   184

STATEMENT OF JOHN COURSON, PRESIDENT, CENTRAL PACIFIC MORTGAGE COMPANY, ON BEHALF OF THE MORTGAGE 
BANKERS ASSOCIATION OF AMERICA
                                                                 PAGE   213

STATEMENT OF MARTIN EDWARDS, JR., PRESIDENT, NATIONAL ASSOCIATION OF REALTORS
                                                                 PAGE   217

STATEMENT OF KEVIN P. KELLY, PRESIDENT, WEINER & ASSOCIATES, WILMINGTON, DEL, ON BEHALF OF THE 
NATIONAL ASSOCIATION OF HOME BUILDERS
                                                                 PAGE   219

STATEMENT OF EDWARD L. SHAPOFF, VICE PRESIDENT, GOLDMAN, SACHS & COMPANY, ON BEHALF OF THE 
HEALTHCARE FINANCING STUDY GROUP
                                                                 PAGE   222

STATEMENT OF LOUIS P.CANNON, PRESIDENT, DISTRICT OF COLUMBIA STATE LODGE, FRATERNAL ORDER OF 
POLICE, 
                                                                 PAGE   225


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING