SPEAKER INDEX    Segment 3 of 3   Previous Segment (2)
CONTENTS   INSERTS   
AHART          141    142    152    154    157    168    172  
BAKER          131    134    136    141    144    145    148    150    151  
               152    153    155    158    161    162    163    166    168  
               169    170    171    172    174    178    180    183    184  
               185    186    187    192    193    195    196    197    199  
               200  
BENTSEN        166    167    168  
BIGGERT        163    164    165    166    192    193  
GILLIAM        174    184    185    186    192    194  
GILLMOR        136  
KANJORSKI      133    153    154    155    162    163    172    173    187  
               188    189    190    191    192    195    196    197    198  
               199    200  
MCOWEN         180    186    191    195    196    197    198  
MILESKO        145    152    153    154    155    157    158    159    160  
               161    162    167    168    172  
NEY            156    157    158  
OXLEY          134  
ROGERS         171    172  
ROSS           136    158    159    160    161    162  
STERNBERG      178    183    184    188    189    190    193  
VAN OSDALL     148    153    155    156    169    173  
VAUGHAN        137    150    151    153    158    163    164    165    168  
               169    170    173  
WELDON         168    169    170    193    194    195  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF TERRI VAUGHAN, PRESIDENT, NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS
                                                                 PAGE   137

STATEMENT OF TOM AHART, PRESIDENT, INDEPENDENT INSURANCE AGENTS AND BROKERS OF AMERICA
                                                                 PAGE   141

STATEMENT OF GLENN J. MILESKO, PRESIDENT AND CEO, BANC ONE INSURANCE SERVICES CORPORATION, ON 
BEHALF OF THE AMERICAN BANKERS INSURANCE ASSOCIATION AND THE FINANCIAL SERVICES COORDINATING 
COUNCIL
                                                                 PAGE   145

STATEMENT OF JOHN VAN OSDALL, CHAIRMAN, COUNCIL OF INSURANCE AGENTS AND BROKERS
                                                                 PAGE   148

STATEMENT OF SCOTT A. GILLIAM, DIRECTOR OF GOVERNMENT RELATIONS, CINCINNATI INSURANCE COMPANIES
                                                                 PAGE   174

STATEMENT OF HANS STERNBERG, CHAIRMAN AND CEO, STARMOUNT LIFE INSURANCE COMPANY
                                                                 PAGE   178

STATEMENT OF WAYNE E. McOWEN, VICE PRESIDENT OF EXTERNAL AFFAIRS, GUARD FINANCIAL GROUP
                                                                 PAGE   180


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING