SPEAKER INDEX    CONTENTS   INSERTS   
BIGGERT          1      5      7      9     10     11     12     16     21  
                24     27     33     34     35     38     39     40     42  
                45     49     50     53     55     56     60     63     67  
                70     71     72     75     77     78  
CAPUANO         11  
EMANUEL          9     42  
ERVIN           63     70     71     73     74     77  
FERGUSON        13     16     24     25     28     29     30     31     32  
                38     39     41     43     46     47     48     49     50  
                51     52     54  
FRANK            7     27     28     29     30     31     32     33     46  
                47     48     49     53     54     55     56     72     73  
                74     75  
HAWKE           17     26     33     34     35     36     37     38     40  
                44     45     47     49     53     55  
KENNEDY          9     39     40  
LEE              9     45     46     47  
LYNCH           10  
MALONEY OF NEW YORK     3     27     35     36     37     39     50     51  
                52     53     72     75     76  
MOORE           67     71     72     77  
OXLEY            5     24     25     26     27  
PETROU          57     60     70     74     76  
POWELL          21     27     34     40     45     49     52     53     55  
SPINA           60     73     74     76  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF ROGER W. FERGUSON, JR., VICE CHAIRMAN, BOARD OF GOVERNORS OF THE FEDERAL RESERVE 
SYSTEM
                                                                 PAGE    13

STATEMENT OF HONORABLE JOHN D. HAWKE, JR., COMPTROLLER, OFFICE OF THE COMPTROLLER OF CURRENCY
                                                                 PAGE    17

STATEMENT OF HONORABLE DONALD POWELL, CHAIRMAN, FEDERAL DEPOSIT INSURANCE CORPORATION
                                                                 PAGE    21

STATEMENT OF KAREN SHAW PETROU, EXECUTIVE DIRECTOR, FEDERAL FINANCIAL ANALYTICS
                                                                 PAGE    57

STATEMENT OF DAVID SPINA, CHAIRMAN AND CHIEF EXECUTIVE OFFICER, STATE STREET CORPORATION
                                                                 PAGE    60

STATEMENT OF D. WILSON ERVIN, MANAGING DIRECTOR AND HEAD OF STRATEGIC RISK MANAGEMENT, CREDIT 
SUISSE FIRST BOSTON
                                                                 PAGE    63


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING