SPEAKER INDEX CONTENTS INSERTS
BERNARDI 31 38 39
CAPUANO 43 44
CARSON 15 16 42 43
COUCH 46 61
DAVIS 13 34 35 36 37 38
FRANK 3
GAY 48 63 64 65
GRIFFIN 51 53 65
HARRIS 5 23 24 25 27 29 31 32 34
37 38 39 42 43 44 45 67
HILGERS 54 56 66
LEE 29 30 31 41 42
MARTINEZ 3 5 8 9 10 16 19 20 21
23 24 25 26 27 28 29 30 31
32 33 34 35 36 37 38 39 40
41 42 43 44 45
MILLER 10 12 32 33 34
NEY 1 5 6 8 9 10 12 13 14
15 16 19 20 21 45 48 50 53
56 58 61 62 63 64 67 68
NICKERSON 56 66
RENZI 8 9 27 28 29
SCOTT 10 26 27
THOMPSON 59 62 64 66
VELAZQUEZ 14 38 39
WATERS 7 8 9 21 23 24 44 65 66
67 68
WATT 40 41
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. MEL MARTINEZ, SECRETARY, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
PAGE 16
STATEMENT OF ROBERT M. COUCH, PRESIDENT AND CEO, NEW SOUTH FEDERAL SAVINGS BANK
PAGE 46
STATEMENT OF LORI R. GAY, EXECUTIVE DIRECTOR, LOS ANGELES NEIGHBORHOOD HOUSING SERVICES, LOS
ANGELES, CALIFORNIA
PAGE 48
STATEMENT OF DARRELL V. GRIFFIN, SR., DIVISION CHIEF, HOUSING SERVICES DIVISION, CITY OF
JACKSONVILLE, FLORIDA
PAGE 51
STATEMENT OF PAUL HILGERS, DIRECTOR, NEIGHBORHOOD HOUSING AND COMMUNITY DEVELOPMENT DEPARTMENT,
CITY OF AUSTIN, TEXAS
PAGE 53
STATEMENT OF CRAIG S. NICKERSON, VICE PRESIDENT, COMMUNITY DEVELOPMENT AND LENDING, FREDDIE MAC,
WASHINGTON, DC
PAGE 56
STATEMENT OF BARBARA THOMPSON, EXECUTIVE DIRECTOR, NATIONAL COUNCIL OF STATE HOUSING AGENCIES
PAGE 58
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING