SPEAKER INDEX CONTENTS INSERTS
ABERNATHY 9 16 18 23 24 26 27 28 29
30 31 32 33 34
BACA 30 31 32
BACHUS 1 6 8 9 11 16 24 27 30
32
BAIR 51 58 59 60
BELTRAN 40 60
BRYANT 43
DAVIS 25 26 27
DOLLAR 11 18 20 21 22 23 25 27
GILLMOR 34 38 39 42 48 51 54 58 59
60 62 63 67 68
HENSARLING 19 21 22 27 28 29 30
HINOJOSA 3 16 18 19 42 60 61 62 63
68
LUCAS OF KENTUCKY 6
MALONEY 32 33 34
MANJARREZ 48 58 61
SATISKY 54 65 66 67
SCOTT 6
VELAZQUEZ 22 23 24
WATERS 19 21 22 63 65 66 67
YOUNG 34 38 39
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. WAYNE ABERNATHY, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, DEPARTMENT OF
THE TREASURY
PAGE 9
STATEMENT OF HON. DENNIS DOLLAR, CHAIRMAN, NATIONAL CREDIT UNION ADMINISTRATION
PAGE 11
STATEMENT OF JAMES E. YOUNG, PRESIDENT AND CEO, CITIZENS' TRUST BANK, ATLANTA, GEORGIA
PAGE 34
STATEMENT OF AL BELTRAN, CEO, SECURITY FIRST HIDALGO FEDERAL CREDIT UNION, MCALLEN, TEXAS, ON
BEHALF OF THE CREDIT UNION NATIONAL ASSOCIATION
PAGE 39
STATEMENT OF JOHN BRYANT, CEO, OPERATION HOPE
PAGE 42
STATEMENT OF GABRIEL MANJARREZ, SENIOR VICE PRESIDENT, HISPANIC MARKETING EXECUTIVE, BANK OF
AMERICA
PAGE 48
STATEMENT OF SHEILA BAIR, DEAN'S PROFESSOR OF FINANCIAL REGULATORY POLICY, UNIVERSITY OF
MASSACHUSETTS
PAGE 51
STATEMENT OF BRIAN SATISKY, PRESIDENT, MARYLAND ASSOCIATION OF FINANCIAL SERVICES CENTERS, INC.,
ON BEHALF OF THE FINANCIAL SERVICES CENTERS OF AMERICA
PAGE 54
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING