SPEAKER INDEX CONTENTS INSERTS
ACKERMAN 92 93 94 95 96 97 141 142 144
BACHUS 8 41 42 43 48 52 55 58 61
65 69 70 71 73 79
BELEW 119 139
BELL 122 140
BIGGERT 79 80 81 83
BROBECK 58 74 75 76 81 85 86 90 106
109 117
CHAIRMAN 1 8 9 12 13 15 18 19 20
22 26 28 29 30 32 35 36 39
40 41 43 45 46 47 48
DUGAN 61 71 117
DUNCAN 49 77 97 112 118
EMANUEL 39 40
FISCHER 134 137 138
FRANK 4 20 22 29 30 73 74 75 76
77 78
GILLMOR 90 92 98 101 102 103 109 113 117
119 122
HENSARLING 36 37 38 84 109 112 113
HOOFNAGLE 131
INSLEE 113 116 117 118
KELLY 23 24 25 26 90 92
LEE 32 33 34 35 36 103 104 105 106
107 108 109
MCENENEY 52 80 81 88 89 98 100 101 108
109 115 116
MOORE 47 48
MURIS 15 20 22 24 27 28 29 31 35
36 37 38 42
PRATT 66 69 70 71 78 82 83 89 91
92 93 94 103 104 105 106 110 113
ROYCE 46 47
SANDERS 9 26 27 28 29 84 85 86 87
88 89 90
SCOTT 43 44
SHAYS 30 31 32
SHELTON 125
SNOW 12 13 18 19 25 26 27 29 30
31 32 33 34 35 36 39 40 41
42 44 45 46 47 48
SPRIGGS 55 79 83 87 95 96 99 102 107
108
TAYLOR 128 141 142 143 144
TIBERI 125 128 131 134 137 139 140 144
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. JOHN W. SNOW, SECRETARY, DEPARTMENT OF THE TREASURY
PAGE 12
STATEMENT OF TIMOTHY MURIS, CHAIRMAN, FEDERAL TRADE COMMISSION
PAGE 15
STATEMENT OF MALLORY DUNCAN, SENIOR VICE PRESIDENT, GENERAL COUNSEL, NATIONAL RETAIL FEDERATION
PAGE 49
STATEMENT OF MICHAEL MCENENEY, PARTNER, SIDLEY AUSTIN BROWN & WOODS LLP, ON BEHALF OF THE U.S.
CHAMBER OF COMMERCE
PAGE 52
STATEMENT OF WILLIAM SPRIGGS, EXECUTIVE DIRECTOR, NATIONAL URBAN LEAGUE INSTITUTE FOR OPPORTUNITY
AND EQUALITY
PAGE 55
STATEMENT OF STEPHEN BROBECK, EXECUTIVE DIRECTOR, CONSUMER FEDERATION OF AMERICA
PAGE 58
STATEMENT OF JOHN DUGAN, PARTNER, COVINGTON AND BURLING, ON BEHALF OF THE FINANCIAL SERVICES
COORDINATING COUNCIL
PAGE 61
STATEMENT OF STUART PRATT, PRESIDENT, CONSUMER DATA INDUSTRY ASSOCIATION
PAGE 66
STATEMENT OF JOE BELEW, PRESIDENT, CONSUMERS BANKERS ASSOCIATION
PAGE 119
STATEMENT OF KAYCE BELL, CHIEF OPERATING OFFICER, ALABAMA CREDIT UNION, ON BEHALF OF THE CREDIT
UNION NATIONAL ASSOCIATION
PAGE 122
STATEMENT OF HILARY SHELTON, DIRECTOR, NAACP, WASHINGTON BUREAU
PAGE 125
STATEMENT OF D. RUSSELL TAYLOR, CHAIRMAN, AMERICA'S COMMUNITY BANKERS
PAGE 128
STATEMENT OF CHRIS JAY HOOFNAGLE, DEPUTY COUNSEL, ELECTRONIC PRIVACY INFORMATION CENTER AND MR. L.
RICHARD FISCHER, VISA U.S.A.
PAGE 131
STATEMENT OF L. RICHARD FISCHER, VISA U.S.A.
PAGE 134
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING