SPEAKER INDEX    CONTENTS   INSERTS   
ABERNATHY        4     11     12     15     17     18     19     20     21  
ALLEN           25     39     40     41     42     43  
KANJORSKI       16     17     18     19     20     21     38     39     40  
KELLY            1      3      4      7      9     10     11     12     13  
                14     15     16     21     22     25     32     35     36  
                37     40     41     42     43     44  
KITTELL         29     37     38     40     42     44  
MACLEAN         22     25     36     37     38     41  
OLSON            7      9     11     13     14     16     19     21  
SCHMIDT         32     35     43     44  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. WAYNE A. ABERNATHY, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, DEPARTMENT 
OF THE TREASURY
                                                                 PAGE     4

STATEMENT OF HON. MARK W. OLSON, GOVERNOR, FEDERAL RESERVE SYSTEM
                                                                 PAGE     7

STATEMENT OF RHONDA MACLEAN, PRIVATE SECTOR COORDINATOR, FINANCIAL SERVICES CRITICAL 
INFRASTRUCTURE PROTECTION AND HOMELAND SECURITY, AND DIRECTOR, CORPORATE INFORMATION SECURITY, 
BANK OF AMERICA
                                                                 PAGE    22

STATEMENT OF CATHERINE ALLEN, CEO, BITS, THE FINANCIAL SERVICES ROUNDTABLE
                                                                 PAGE    25

STATEMENT OF DONALD D. KITTELL, EXECUTIVE VICE PRESIDENT, SECURITIES INDUSTRY ASSOCIATION
                                                                 PAGE    29

STATEMENT OF HOWARD A. SCHMIDT, VICE PRESIDENT AND INFORMATION SECURITY OFFICER, eBAY, INC., AND 
FORMER CHAIR OF THE PRESIDENT'S CRITICAL INFRASTRUCTURE PROTECTION BOARD
                                                                 PAGE    32


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING