SPEAKER INDEX    CONTENTS   INSERTS   
BELLER           5     11     12     13     14     15     16     17     19  
                20     21     22     23  
CONNOLLY        26     27     38     39     43  
DAVIS           14     15     16     17  
INSLEE           4  
KELLY            1      4     10     11     12     13     17     20     21  
                22     23     26     27     31     35     38     39     40  
                41     43     44  
MOORE            4  
PAUL             4     17     20  
SCHNEIDER       35     42  
SPEIGHT         32     40  
SWEENEY         24     38  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF ALAN L. BELLER, DIRECTOR, DIVISION OF CORPORATION FINANCE, SECURITIES AND EXCHANGE 
COMMISSION
                                                                 PAGE     5

STATEMENT OF JOAN M. SWEENEY, CHIEF OPERATING OFFICER AND CHIEF COMPLIANCE OFFICER, ALLIED CAPITAL
                                                                 PAGE    24

STATEMENT OF JAMES A. CONNOLLY III, PRESIDENT, IBA CAPITAL FUNDING, REPRESENTING THE CEO COUNCIL
                                                                 PAGE    26

STATEMENT OF FRANK SPEIGHT, CHAIRMAN AND CHIEF EXECUTIVE OFFICER, AMERICAN CAPITAL PARTNERS, LTD., 
REPRESENTING THE NATIONAL SMALL PUBLIC COMPANY LEADERSHIP COUNCIL
                                                                 PAGE    31

STATEMENT OF THOMAS SCHNEIDER, PRESIDENT AND CHIEF EXECUTIVE OFFICER, PATHFINDER BANK, 
REPRESENTING AMERICA'S COMMUNITY BANKERS
                                                                 PAGE    35


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING