SPEAKER INDEX    CONTENTS   INSERTS   
CHESTON        110    148    149    154    160    163    166    171    172  
FORTENBERRY    16     17     77     78     79  
GREG SIMPKINS     5  
LINDSEY M. PLUMLEY     5  
MARY M. NOONAN     5  
MCCOLLUM        56     74     76  
MORDUCH         88    147    168    175  
NOELLE LUSANE     5  
PAYNE           57     60     69     71     83     85    110    158    162  
               163    164    168  
PLANK          121    150    156    165    173  
ROBERT R. KING     4  
SHERI A. RICKERT     5  
SMITH           18     61     64     65     66     67     68     69     70  
                72     73     75     77     78     79     81     82     83  
                84     85     86  
SMITH OF NEW JERSEY     7     16     17     18     56     57     60     64  
                65     66     67     68     71     73     77     79     81  
                82     83     86     88    110    121    133    145    148  
               149    150    152    157    170    172    175  
TANCREDO        71     73  
THOMAS E. MOONEY, SR     4  
YANOVITCH      134    151    156    164    172  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF MR. JAMES T. SMITH, ACTING ASSISTANT ADMINISTRATOR, U.S. AGENCY FOR INTERNATIONAL 
DEVELOPMENT
                                                                 PAGE    18

STATEMENT OF JONATHAN MORDUCH, PH.D., ASSOCIATE PROFESSOR OF PUBLIC POLICY AND ECONOMICS, ROBERT 
F. WAGNER GRADUATE SCHOOL OF PUBLIC SERVICE, NEW YORK UNIVERSITY
                                                                 PAGE    88

STATEMENT OF MS. SUSY CHESTON, SENIOR VICE PRESIDENT, OPPORTUNITY INTERNATIONAL
                                                                 PAGE   110

STATEMENT OF MR. GARY PLANK, PRESIDENT–ELECT, WORLD COUNCIL OF CREDIT UNIONS
                                                                 PAGE   121

STATEMENT OF MR. LAWRENCE YANOVITCH, DIRECTOR OF POLICY AND TECHNICAL ASSISTANCE, THE FOUNDATION 
FOR INTERNATIONAL COMMUNITY ASSISTANCE
                                                                 PAGE   134


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING