SPEAKER INDEX CONTENTS INSERTS BEVERLY RAZON 5 GALLEGLY 6 7 8 9 11 12 JONATHAN KATZ 5 PATRICK PRISCO 5 RICHARD MEREU 5 ROBERT R. KING 4 THOMAS E. MOONEY, SR 4 WEXLER 8 10 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING