SPEAKER INDEX CONTENTS INSERTS BEREUTER 5 6 7 8 CAPPS 7 8 CLERK 6 DAN MARTZ 5 HEIDI L. HENNIG 5 MICHAEL H. VAN DUSEN 4 MIKE ENNIS 5 RICHARD J. GARON 4 RICHARD KESSLER 5 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING