SPEAKER INDEX    CONTENTS   INSERTS   
AMOS HOCHSTEIN     4  
BLUNT           23     34     35  
CHABOT           9  
CLEMENT          9     14     15     16     17     32     33  
CRESPO          46  
GORDON          44  
HALL            12     14     15     16     18     20     23  
HOUGHTON        10     14     16     17     18     19     20     21     22  
                23  
JOSE A. FUENTES     4  
LUTHER          37     38     39  
MANZULLO         9     12     18     19     20     21  
MAURICIO TAMARGO     4  
MICHAEL H. VAN DUSEN     3  
NEWTON          47     48     49  
RICHARD J. GARON     3  
ROHRABACHER    21     22     30     31  
ROS-LEHTINEN     6      9     10     14     17     19     21     22     23  
                29     32     33     35     37     39     40     43     46  
                47     48     49  
SCHNEIDER       24     30     31     32     33     34     35     36     37  
                38     39     40  
SHERMAN         35     36     37  
TALUKDAR        42  
YANOVITCH       49  
YLEEM D.S. POBLETE     4  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF MARK L. SCHNEIDER, ASSISTANT ADMINISTRATOR FOR LATIN AMERICA, AGENCY FOR 
INTERNATIONAL DEVELOPMENT 
                                                                 PAGE    24

STATEMENT OF MANNAN TALUKDAR, SENIOR OFFICER, GRAMEEN BANK
                                                                 PAGE    42

STATEMENT OF KATHLEEN GORDON, COFOUNDER, PRESIDENT, MEMBER OF THE BOARD OF DIRECTORS, WORKING 
CAPITAL FLORIDA
                                                                 PAGE    43

STATEMENT OF ELISA CRESPO, OWNER, INSTRUCTOR, EVA SAFETY CONSULTANTS
                                                                 PAGE    46

STATEMENT OF ELVETON NEWTON, OWNER, GARDEN OF EDEN LAWN MINISTRIES 
                                                                 PAGE    47

STATEMENT OF LAWRENCE YANOVITCH, CO-CHAIR, MICROENTERPRISE COALITION, AND DIRECTOR, POLICY AND 
RESEARCH, FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE
                                                                 PAGE    48


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING