SPEAKER INDEX CONTENTS INSERTS DOUGLAS C. ANDERSON 5 ELISE M. KENDERIAN 5 GROVER JOSEPH REES 4 MICHAEL H. VAN DUSEN 4 REES 6 7 RICHARD J. GARON 4 ROBERT R. KING 4 SMITH 6 7 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING